FAQ about Discount
Dental Plans
Q. What is a "discount"
or "reduced fee" dental plan?
A. Discount or reduced fee dental plans are designed for
individuals, couples, and families looking to save money when visiting the dentist. All
general dentists participating in discount dental plans have agreed to accept a lower fee,
than they would normally charge, as payment in full for each service performed. Each
discount dental plan comes with a membership card and a complete list of all dental
procedures covered and what the discounted price will be. Discount dental plans are also
known as referral plans due to the fact they generate new patient referrals to
dental offices.
Once enrolled in any discount plan listed on DentalPlans.com, you may visit a
participating provider of that plan and receive dental treatments at a discounted fee.
When visiting a general dentist, most discounted fees range from 10% to 60% lower than
what a dentist normal charges. You simply show your membership card when visiting any
participating plan dentist to receive your dental services at discounted rates. Unlike
insured dental benefits, there are no claim forms, pre-existing condition checks, or
paperwork hassles.
Q. Are the discount dental plans
considered dental insurance?
A. No. The discount dental plans are not dental insurance. Most
"dental insurance plans" are designed for large groups, organizations, or
businesses. Discount dental plans are an innovative alternative to dental insurance,
designed to suit the needs of individuals and families looking to save money on dental
care. Typically, dental insurance is difficult to obtain unless provided by your workplace
or employer. Discount dental plans have stepped in to save people money that would not be
able to acquire traditional dental insurance.
Q. How are discount dental plans
different from traditional insurance?
A. Discount dental plans are different from traditional dental
insurance in several ways. First, discount dental plans are easy to enroll in by removing
the hassles and waiting periods associated with traditional dental insurance. Also, unlike
traditional dental insurance, our discount plans do not deny coverage based on a
patients pre-existing dental conditions. Another nice feature of our discount dental
plan is there are no complicated claim forms required for usage. In addition, there are no
insurance deductibles to worry about. Most importantly, there is no annual maximum benefit
- you can use the plan as much and as often as needed.
Q. How are discount dental plans
similar to dental traditional insurance?
A. The network of providers that participate in the discount
plans we offer are licensed professionals just like you would find on most traditional
insurance plans.
Q. What do I pay and to whom?
A. Your total out of pocket expense includes your dental
plan membership fee, plus the discounted fees you will be charged for dental treatment you
receive when using your plan.
Q. When does my new dental plan
activate? Is there a waiting period?
A. Most dental plan memberships are activated within a few
business days of when your payment is received and processed. On each dental plan detail
page, you will find an "Activation Date" - this is the first day that you may
begin using your plan. Unlike traditional dental insurance, plan activation is quick.
Q. Are there dentists available
in my area?
A. Use our powerful searches to find out if dentists are in your area.
DentalPlans.com offers the largest combined network of dentists anywhere, with a network
presence in all 50 states.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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Q. Who is a participating
provider?
A. A participating provider is a dentist who has agreed to
participate in a discount dental plan and to provide dental services to plan members at
lower prices.
Q. Am I stuck using a specific
dentist or participating provider with my
plan?
A. No. With our discount dental plans, you are not obligated to
use a specific participating provider. You are free to use any participating dentist
listed in the dental plan's network, regardless of the ZIP code, town, city or state.
Q. What steps are taken to ensure
that the participating dentists are
quality providers?
A. All of our participating providers are subject to a
selective screening process to ensure that all are licensed practitioners and his or her
qualifications meet our standards. The following steps are taken by our network providers
to ensure that you receive top-notch care.
An initial application to collect general office and provider data
A requirement that each dentist complies with OSHA and CDC standards
A requirement that up-to-date current malpractice insurance and state license
information is kept on file for each provider.
Q. Where and when do I receive my
Online Membership Package?
A. As soon as you complete your online enrollment, you can
instantly download your Online Membership Package in the DentalPlans.com Members
Area - right on your home or office PC. You can print out your membership cards and
complete fulfillment materials anywhere you have computer access! If you do not have
access to a printer, we will be happy to mail your membership package directly to your
postal address. Please call our toll free number, 1-888-632-5353 for assistance.
Q. What savings are offered for
orthodontic work (Braces)?
A. In general, MOST orthodontic procedures, services and
treatments, performed by a participating orthodontic specialist, are offered at 20% off
the orthodontists usual and customary fees. (NOTE: this specialist discount may be
15%-25% on certain plans).
Q. What savings are offered for
cosmetic dentistry?
A. In general, MOST cosmetic dental procedures, services and treatments,
when performed by a participating provider (or specialist), are offered at a 25% discount
off the dentist's usual and customary dental fee.
Q. What Procedures Are Covered?
A. Discount dental plans offer savings on a wide range of dental
procedures. Here is a short list of procedures discounted by most of the plans we offer:
Examinations
Cleanings
X-rays
Fluoride treatments
Root canals
Braces
Dentures
Wisdom teeth extractions
Gum surgery
Dental implants
Fillings
Crowns
Bridges
Plus most dental procedures.
Sample savings can be found throughout our website for any dental plan we offer.
Q. Can I make monthly payments on
my enrollment fee?
A. No. The enrollment fee is an annual fee which must be paid
in full upon enrollment to become an active member. DentalPlans.com strives to bring our
consumers a quality benefit product at the lowest cost possible. Accepting payments on a
monthly basis would increase the cost of processing, and would make our plans more
expensive.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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Guide to
Dental Plans FAQ
about Dental Plans
Group
Discount Dental Plans
Need Help to Select A Suitable
Insurance Plan?
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877-211-3654 or
559-294-0316
E mail: info@worldwidemedicalplans.com
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