Guide to Discount Dental Plans
Discount dental plans are designed for individuals
and families looking to save money on dental care services. Participating providers in the
dental plans we offer have agreed to accept a discounted fee as payment-in-full for
services performed. As a plan member, you simply show your membership card when visiting
any participating plan provider to receive dental services at discounted fees.
Maintaining good oral health, as well as correcting
dental problems, is essential to a healthy lifestyle. However, a growing number of
Americans are finding themselves without effective dental coverage to treat and maintain
their dental health needs. This is due in part to businesses increasingly cutting-back on
dental benefits for their employees. As a result, people have started looking online to
explore their dental benefit options. The #1 question people are asking is,
Whats the difference between Dental Insurance and Discount Dental Plans?
There are distinct differences
between the way traditional dental insurance plans and discount dental
plans work. As a general rule, dental insurance is utilized by large groups and
businesses to cover their employees dental care. Dental insurance is considered true
insurance where monthly premiums are paid for defined coverage. Dental insurance is not
readily accessible to individuals and families, unless provided by their employer. Some
drawbacks of dental insurance include annual spending maximums, deductibles, waiting
periods for certain procedures, and limitations and exclusions on care. There are also
claims forms to fill out and submit. Dental insurance usually covers the cost of
preventive services (such as cleanings and exams) at 100% after deductibles are met.
Annual deductibles vary from $25 to $50 per covered individual, depending on the policy.
The cost of deductibles should be considered when calculating the overall costs associated
with dental insurance. While you are able to use any dentist, the monthly premiums for
dental insurance may be as much as $30 per month for individuals and over $100 per month
for family plans.
Discount dental plans, on the other hand, are
available for the millions of Americans that do not receive dental benefits through their
work or business. Discount dental plans are designed to provide consumers access to dental
networks at reduced rates. These plans, are commonly known as referral or
reduced fee plans, and are not considered an insured dental plan. Discount
dental plans are affordable to join and are the most widely available dental programs for
individuals and families. These discount plans work differently than dental insurance
plans, yet provide consumers with real and substantial savings on most dental procedures.
Discount dental plans are membership-based programs that usually provide coverage on an
annual basis. Consumers pay a membership fee in exchange for secured discounts on most
dental services, such as dental exams, routine cleanings, fillings, extractions, root
canals, dentures, crowns, and braces. These plans typically save the consumer ten to sixty
percent off most standard out-of-pocket fees when visiting a participating network
provider. Most discount dental plans provide a fee schedule with the
discounted fees listed out in the membership materials to ensure consumers will receive
their promised savings.
While there are several differences between traditional dental insurance plans and
discount dental plans, they can also be used together in certain situations to maximize
savings. If you are looking for group dental insurance via your business or employer, you
can visit our Group Dental Plans section. If you are an individual or family looking save
money with a discount dental plan, please use our Step 1 search to find the
plans available in your area.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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How to Get Your Dental Plan
When choosing a discount dental plan, it's important to make an informed and confident
decision. Our website searches are designed to help you browse and compare different plans
available in your area, allowing you to find one that offers the greatest benefit to you
or your family. Once you decide which plan you would like to join, enrolling is quick and
easy. You may apply payment instantly online with your credit card or electronic check.
After you have paid for your plan, you instantly receive your permanent membership cards
and fulfillment package online. Everything you need is provided online in the
DentalPlans.com Member's Area.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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How
to Save With Your Dental Plan
Once you have joined a discount dental
plan, you can start using it almost instantly. There is no waiting period, and most plans
activate within two business days after enrollment. Once you've printed out your
membership card and online membership package in the DentalPlans.com Members area,
you can call to make an appointment. Using our dentist search, finding and contacting a
participating provider is easy. When contacting the participating provider, be sure to
mention the dental plan listed on your membership card. When you arrive for your
appointment, present your card to the receptionist. This will ensure that you are charged
discounted fees according to your selected dental plan. Most services your participating
provider completes have a corresponding American Dental Association (ADA) code. Each
4-digit ADA code describes a specific dental procedure. Payment for services performed is
due at the time of service. There are no paperwork hassles or claim forms to submit. Many
plans also offer ways to save on more than dental care, offering discounts on
prescriptions, vision, and more. We recommend using our comparison chart if you are
interested in joining a plan with added benefits.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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What Procedures Are Covered?
Discount dental plans offer savings on a
wide range of dental procedures. Here is a short list of procedures discounted by most of
the plans we offer
Examinations
Cleanings
X-rays
Fluoride treatments
Root canals
Braces
Dentures
Wisdom teeth extractions
Gum surgery
Dental implants
Fillings
Crowns
Bridges
Plus most dental procedures.
Sample savings can be found throughout our website for any dental plan we offer.
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Enter your ZIP code to
view plan details, savings information and participating dentists for
all available discount dental plans in your area.
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Why
Join A Plan?
Our members join a plan with
DentalPlans.com for a variety of reasons. Here are the top reasons why thousands of people
have a dental plan with DentalPlans.com:
To save money on routine dental care like cleanings, exams and
x-rays
To save money on expensive dental work like extractions, root canals, or
braces
To make a commitment to improve their oral health
To provide better dental care for their family
To receive membership cards & Online Membership Package
instantly.
No background checks or pre-existing condition exclusions
No paperwork hassles or claim forms to file
Quick plan activation - within 2 business days for most plans
Affordable low annual enrollment fee (with 3 additional months FREE)
Outstanding customer service
List of
Dental Plans Guide to
Dental Plans
FAQ
about Dental Plans
Need Help
to Select A Suitable Insurance Plan? Please Contact us today.
info@worldwidemedicalplans.com
877-211-3654 or
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