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The Atlas Series now
automatically includes many new benefits, services and features that make it the best
option for individuals and families who travel internationally.
If you are traveling outside of your Home Country and are at least 14 days old, you are eligible for coverage. If you are under age 70, you may select your Overall Maximum Limit, ranging from $50,000 to $1,000,000. If you are age 70 to 79, the Overall Maximum Limit available is $50,000. If you are age 80 or older, the Overall Maximum Limit available is $10,000. The minimum coverage period is 5 days and the maximum initial coverage period is 12 months. Your coverage becomes effective on the latest of: the moment we receive your Application and correct premium (if Application and payment is made online or by fax), 12:01am US Eastern Standard Time on the date we receive your Application and payment (if Application and payment is made by mail), the moment you depart from your Home Country, or 12:01am US Eastern Standard Time on the date you request on your Application. Your coverage will end on the earliest of: 12:01am US Eastern Standard Time on the last day of the period for which you have paid a premium, 12:01am US Eastern Standard Time on the date requested on your Application, or the moment of your arrival upon return to your Home Country (unless you have started a Benefit Period or are eligible for Home Country Coverage).
Yes. Under certain circumstances, the Atlas Series will provide limited Home Country Coverage. Incidental Home Country Medical Coverage If you are a US citizen traveling for three (3) months or more, you are covered for Medical expenses only during one incidental trip to your Home Country for up to 15 days. You must continue your international trip no more than 15 days after your return to your Home Country in order to be eligible for this benefit. Return to your Home Country must not be taken for the purpose of obtaining treatment of an Illness or Injury that began while traveling. Benefit Period Medical Coverage – If you started a Benefit Period while this insurance was in effect, you are covered for Medical expenses only for the duration of the Benefit Period, regardless of whether you are at home or abroad. Your Benefit Period begins on the first date you receive a diagnosis or treatment of a covered Illness or Injury while outside your Home Country and lasts for 180 days.End of Trip Home Country Medical Coverage – If you are covered under the Atlas Series and outside of your Home Country continuously (except for covered Incidental Trips as described above) for six (6) months or more you may purchase an additional 30 days of End of Trip Home Country Medical Coverage.Home Country Defined - If you are a US citizen, your Home Country is the United States, regardless of the location of your Principal Residence. If you are not a US citizen, your Home Country is the country where you principally reside and receive regular mail.
All US citizens should purchase Atlas International, which provides coverage for outside of the United States. Non-US citizens traveling outside of the U.S. should purchase Atlas International. Non-US citizens traveling to the United States should purchase Atlas America.
An Act of Terrorism is defined as: an act, including but not limited to, the use of force or violence and/or the threat thereof, of any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organization(s) or government(s) committed for political, religious, ideological or similar purposes including the intention to influence any government and/or to put the public, or any section of the public, in fear. For additional benefits covering Acts of Terrorism, including high limit AD&D and Permanent Total Disability coverage, review the MultiNational Accident Plan (MAP). Contact our specialists for additional information about this exciting new product.
Loss of 2 eyes or 2 or more limbs – Principal Sum to you Loss of 1 eye or 1 limb – One Half of the Principal Sum to you
The Accidental Death and Dismemberment benefit is not available for losses incurred during participation in a Hazardous Sport or in respect to losses resulting from an Act of Terrorism.
The following Travel Assistance Services are available to you 24 hours a day, 7 days a week while your Atlas plan is in effect: Pre-Trip Health and Safety Advisories (available after your purchase of the Atlas Series, but before your departure) call us for current passport, visa, inoculation and vaccine requirements as well as for up-to-date travel safety advisories. Livetravel Services we will make emergency travel and itinerary changes for you including rebooking flights, hotel reservations and ground transportation arrangements. BagTrak we are the industry leaders in tracking lost, checked baggage. We will help you locate your lost checked baggage and deliver it to you anywhere in the world. Emergency Message Relay we will relay messages to your family, friends and co-workers, helping you to maintain contact during an emergency. Emergency Cash Transfers we will assist you in arranging and obtaining cash transfers anywhere in the world. Other important Atlas Travel Assistance Services include: Atlas Travel Assistance Services are not insurance benefits and provision of any Atlas Travel Assistance Service is not a guarantee of any other benefit under the Atlas Series.
The Optional Hazardous Sports Rider is available for the
adventurous traveler. This Rider adds coverage for the Amateur sports listed in exclusion
#18. The maximum coverage under this rider is the Overall Maximum Limit you select. The
Accidental Death and Dismemberment benefit is deleted during the course of the activity.
All Hospitalizations, Surgeries, Emergency Evacuations, Emergency Reunions, Trip Interruptions, Repatriation of Remains, Computerized Tomography (CAT Scan) and Magnetic Resonance Imaging (MRI) must be Pre-notified. Simply call, or have your Physician call, MultiNational Underwriters, Inc. with all information relative to your claim. Be sure to have your ID number available. If you do not Pre-notify, medical expenses will be reduced by 50% and all other expenses will be forfeited.
If you are an U.S. Citizen under age 70 and purchase a minimum of 3 months of coverage initially, you are covered for an Acute Onset of a Pre-existing Condition. Coverage available is 10% of the Maximum Overall Limit purchased, up to a maximum of $50,000. An Acute Onset of a Pre-existing Condition is a sudden and unexpected outbreak or recurrence of a Pre-existing Condition which occurs spontaneously and without advance warning either in the form of Physician recommendations or symptoms. Treatment must be obtained within 24 hours of the sudden and unexpected outbreak or recurrence.
You may extend your coverage (5 day minimum) up to a maximum of 12 months. Provided there is no break in coverage, you will not be required to re-satisfy your Deductible, Coinsurance or Pre-existing Condition provision. After 12 months of continuous coverage, US citizens may renew their coverage for up to 12 additional months. If 24 months of continuous coverage is maintained, a final period of up to 12 months may be purchased. Deductible and Coinsurance must be re-satisfied as of each renewal date. After 36 months of continuous coverage or any break in coverage, a new plan must be purchased. A new Application is required and you must re-satisfy your Deductible, Coinsurance and Pre-existing Condition provisions. Extensions or Renewals must be made online with payment by credit card. For additional information on Extending or Renewing your plan, please visit Client Zone.
Bon Voyage! ¡Tenga un viaje seguro! Ayez un voyage sûr! Have a safe trip!
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HERE'S THE FINE
PRINT: Copyright © 1999-2009 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
Australia's swine flu cases jumped by nearly a third to pass 400 on Monday, making it the Asia-Pacific region's worst-hit country and intensifying a major health emergency. Flu death toll 'less than feared' May 2, 2009Mexico's health minister revises down the number of suspected swine flu deaths in the country from 176 to 101. Avian Flu Cases in Egypt Raise Alarms April 21, 2009Middle East / N. Africa - Egypt An unusual pattern of avian flu cases in Egypt — almost all are in toddlers, all of whom have survived — has led some flu-tracking Web sites to speculate that dozens of silent cases are circulating there. U.S. Embassy warns Americans to stay sober in Tokyo neighborhood April 10, 2009American men are being surreptitiously drugged as they drink, especially when alone in strip clubs, embassy officials said. While they are unconscious, the perpetrators – including scantily clad women with whom they might be socializing – take their credit cards and run up large bills. Eiffel Tower closes due to strike April 8, 2009PARIS – An official at the Eiffel Tower says the attraction is closed to visitors because of a strike. The official said the tower did not open Wednesday morning and is expected to remain closed all day. She was speaking on condition of anonymity in accordance with the job regulations. It was not immediately clear how many workers were on strike or what their demands were. Argentina Facing Worst-Ever Dengue Outbreak April 5, 2009 BUENOS AIRES – The Argentine government acknowledged on Friday that the outbreak of dengue affecting the country’s northern provinces is the worst in its history, although it stressed that this is not a nationwide epidemic. Lao province at risk of bird flu outbreak March 30, 2009Many areas of Phongsaly province of Laos are at risk of infection from the H5N1 bird flu virus as local people are continuing to bring in poultry and eggs illegally from neighboring countries, the Lao newspaper Vientiane Times reported Monday. 200 feared dead in Indonesian dam burst March 30, 2009It is feared the final death toll from a flash flood in Jakarta caused by a collapsed dam could move past 200. Ninety-eight people are already confirmed dead in the flood in the Indonesian capital, but 132 more cannot be accounted for. McALLEN — The Texas Health and Human Services Commission has banned workers in five state agencies from traveling to Mexico to conduct research or work on binational health programs because of fears of kidnappings and other drug cartel-fueled violence. Death Toll From Dengue Hits 15 in Brazilian State March 15, 2009BRASILIA – The death toll from dengue this year in the Brazilian state of Bahia has risen to 15, health officials said, adding that they were still awaiting the results of tests on 30 other people who died recently. March 11, 2009 Outbreaks of dengue fever have risen in the Asia Pacific region in the past year, killing three times more victims in 2008 than in recent years, says the World Health Organisation (WHO). Chusak Prasittisuk, a dengue specialist with the WHO, says efforts to prevent and control dengue have been constrained due to lack of political commitment, inadequate resources and lack of coordinated efforts. Dengue, the most widespread tropical disease after malaria, is transmitted by mosquitoes. Approximately 2.5 billion people globally are at risk, the majority in Asia Pacific.
East Asia / Pacific -
Thailand British travellers warned of Nørrebro violence March 3, 2009Europe - Denmark The British Foreign & Commonwealth Office has advised travellers to be cautious when visiting areas affected by recent gang violence Vietnam has 54th death from bird flu February 27, 2009HANOI (Reuters) - A 32-year-old Vietnamese man infected with the H5N1 bird flu strain has died in hospital in the capital Hanoi, the World Health Organization (WHO) said on Friday, quoting the health ministry. State Dept. Cites 'Large Firefights' in Travel Alert on Mexico ... February 21, 2009The latest travel advisory for Mexico from the US State Department will certainly not please the ... the travel alert issued Friday reads like the plot of a crime thriller. ... "Recent Mexican army and police confrontations with drug cartels have resembled small-unit combat, with cartels employing automatic weapons and grenades," the advisory reads.. ...
Americas - Mexico
Mexican town on drug-smuggling route left defenseless after police quit
Feb.
20, 2009VILLA AHUMADA, Mexico – For people caught inside Mexico's drug corridors, life is about keeping your head down and watching your back, especially when the sun dips behind the cactus-studded horizon. Marchers block Mexico-US border February 18, 2009Mexico Hundreds of people in Mexico have blocked key crossings into the US in protests against the deployment of the army to fight drug traffickers. Aids is China's deadliest disease February 18, 2009
East Asia / Pacific - China
Chinese officials have said that HIV/Aids was the
leading cause of death last year, compared with other infectious
diseases.
February
9, 2009
A significant earthquake, measuring 6.0 on the Richter scale, occurred Monday near the coast of northern Peru, quake monitors said.The U.S. Geological Survey said the temblor took place at 9:09 a.m. at a depth of 6.2 miles. Its epicenter was 95 miles west of Chiclayo, 470 miles northwest of Lima and 475 miles south-southwest of Quito, Ecuador.CNN and Sky News said there were no immediate reports ... US diplomat expelled from Ecuador February 7, 2009Americas - Ecuador Ecuador's left-wing president has ordered the expulsion of a senior US diplomat, accusing him of suspending aid to Ecuador's anti-drugs programme. Is China Covering up a New Bird Flu Epidemic? February 3, 2009 Certainly there seems to be very strong evidence it is. There have already been eight reported cases of humans contracting the potential deadly H5N1 virus, from which five people have died this year. And despite the fact that Hong Kong officials have been finding dead birds infected with the virus washing up onto its shores in recent days from the mainland, China has not made any official statement concerning an outbreak among birds. http://www.businessweek.com/globalbiz/blog/eyeonasia/archives/2009/02/is_china_coveri.html?campaign_id=rss_blog_asiatech Security providers in Thailand say business is good amid downturn Feb. 02, 2009BANGKOK: Thailand's economic woes continue to deepen due to the gloomy global financial picture and the Kingdom's ongoing political unrest. But security providers said that business is good even in these hard times. http://www.channelnewsasia.com/stories/southeastasia/view/406432/1/.html Floods in southern Brazil kill 12, uproot 3,600 Feb. 02, 2009Australian Broadcasting Corporation Floods have killed 12 people in Brazil's southernmost state Rio Grande do Sul and forced some 3,600 people from their homes, a state emergency coordinator has said. Thailand issues bird flu warningJanuary 18, 2009THAILAND'S Public Health ministry warned yesterday that 14 of its 76 provinces are at risk of bird flu this year, as an official said a cold snap boosted chances of the deadly virus spreading. Somchai ... http://www.bt.com.bn/en/asia_news/2009/01/18/thailand_issues_bird_flu_warning January 17, 2009 BANGKOK: Thailand’s Public Health ministry warned yesterday that 14 of its 76 provinces are at risk of bird flu this year, as an official said a cold snap boosted chances of the deadly virus spreading. http://www.gulf-times.com/site/topics/article.asp?cu_no=2&item_no=267184&version=1&template_id=45&parent_id=25 January 08, 2009 Americas, East Asia / Pacific, Europe, Sub-Saharan Africa - Papua New Guinea, Russia, South Africa, Venezuela The Washington DC-based Foreign Policy publication, in its edition last September, lists Port Moresby alongside Caracas (Venezuela), Cape Town (South Africa), New Orleans (USA) and Moscow (Russia) as cities where you have a very good chance of getting murdered. The Foreign Policy website (www.foreignpolicy.com), on which the listing is still available, says when it comes to brutal, homicidal violence, these five cities stand in a class of their own. http://solomonstarnews.com/index.php?option=com_content&task=view&id=5748&change=71&changeown=79&Itemid=26 Bangkok airports shut down cost Thailand more than Tsunami Jan. 07, 2009Thailandnews.net Melbourne, Jan 7 : Anti-government protests that shut down Bangkok's airports last year have cost Thailand 11.5 billion dollars, much more than loses suffered during the Tsunami or SARS, a central bank study has said. http://www.thailandnews.net/story/450675
East Asia / Pacific - China
June 30, 2007 Sub-Saharan Africa - Kenya May 5, 2007 Kenya Airways plane crashed A Kenya Airways plane that crashed in Cameroon on Saturday has been found submerged in a swamp and there is no chance of any survivors, officials say. Europe - France France opens fastest railway link Mar. 15, 2007 France's fastest rail link to date has been inaugurated with the service's first train travelling from Paris to the east on Thursday afternoon. Trains on the line are set to travel at 320km/h (200mph). The service will open to passengers on 10 June when they will be able to travel further east to other EU states.
Tokyo, Japan: In a move aimed at further thwarting terrorist attacks, passengers on all international flights will be prohibited from bringing aboard liquids in containers larger than 100 milliliters starting Thursday Europe - Russia Explosion in Russian McDonald's Feb. 19, 2007 An explosion at a McDonald's restaurant in the Russian city of St Petersburg has slightly injured six people with concussion and cuts from flying glass.
Americas - Mexico 'Safest city' now has drug war Feb. 16, 2007 Monterrey, Mexico:: An affluent city just two hours from Texas is the newest battleground in a war between drug cartels Sub-Saharan Africa - Guinea Guinea Airport Situation Feb. 14, 2007 This warden message is being issued to update American citizens regarding information on Air France flights out of Guinea. A flight left Guinea for Paris yesterday. We believe Air France will try to operate flights to Paris starting Thursday, February 15 to Sunday February 19, 2007. East Asia / Pacific - Indonesia Bird flu virus kills Indonesian Feb. 9, 2007 West Java, Indonesia A 20-year-old woman in Indonesia who tested positive for bird flu has died, becoming the country's 64th human victim, a health official said
Americas - Brazil SAO PAULO, Brazil (Reuters) -- Slick runways at Brazil's busiest airport will undergo major overhauls this month after officials tried to ban wide-body jets because of fears they could skid off its short landing strips, the airport's authority said Thursday.
East Asia / Pacific - Vietnam Vietnam plans new railway link Feb. 6, 2007 Hanoi: The Vietnamese authorities have approved plans to build a $33bn (£15bn) rail link between the capital, Hanoi, to Ho Chi Minh City in the south. New Thailand airport off to rough start Feb. 2, 2007 BANGKOK, Thailand - The taxiways are cracked, the terminal has leaks and some airlines even wonder whether it's safe to fly into Thailand's new international airport. Australians warned about crime in Caribbean Feb. 2, 2007SYDNEY, Australia: The foreign affairs department said in an official travel advisory that fans needed to be aware of safety issues at the World Cup, to be hosted by six Caribbean nations from March 10 until April 28. "In some parts of the Caribbean, violent crime, including armed robbery, kidnapping and murder is common," the advisory said.
UK Updated Polonium-210 Information Jan. 31, 2007Europe - United Kingdom: This information is meant primarily for Americans who were in Britain from November through December 2006. It is an update to the December 11, 2006 warden message concerning events in the UK involving the radioactive material Polonium-210, which have caused concerns for possible public health risks.
Islamabad Marriott
Hotel Attack
Copyright © 1999-2009 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
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