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Integrity |
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Long-Term &
Renewable Worldwide Medical Coverage
Global Basic Insurance is designed to provide coverage similar to Global Medical Insurance, however, it features specific dollar limits on most benefits. This is the perfect plan for those who want coverage for a variety of medical services, but are seeking to reduce their premium costs. Global Basic Insurance provides US$5,000,000 of lifetime coverage with a full range of benefits suited for individuals and families. The plan offers two options: worldwide coverage or worldwide coverage excluding the USA and Canada. Both options provide coverage 24 hours a day, and you have the freedom to choose any doctor or hospital for treatment. When you select Global Basic Insurance you receive our commitment to deliver world class health benefits, medical assistance and total peace of mind.
You also have the option of adding Global Term Life InsuranceSM and Global Daily IndemnitySM to your Global Basic Insurance coverage. Global Term Life Insurance
Global Daily Indemnity
SPECIAL NOTE: This plan is renewable. This plan provides long-term medical coverage for non-US citizens around the globe including the U.S.A. For U.S. citizen, you must live or travel outside of the United States for at least 6 months of any given 12 months of policy period in order to qualify for this plan. If you are a non-US citizen and a permanent resident of the United States, a green card holders, please contact us for eligibility requirement. Lifetime Eligibility Global Basic InsuranceSM (GBI) covers the Usual, Reasonable and Customary (URC) charges for eligible expenses in the area where you receive treatment. Each insured person will only need to satisfy their deductible once per period of coverage (12 months), with a maximum of three deductibles per family. For eligible expenses incurred in the U.S. and Canada: once the deductible is met, GBI pays 80% of the next US$5000 in eligible expenses, then 100% of eligible expenses up to the policy maximum. For eligible expenses incurred outside of the U.S. and Canada: once the deductible is met, GBI will pay 100% of eligible expenses up to the policy maximum.
The foregoing list is only a summary of available benefits and coverages, and is subject to the specific terms and conditions of the plan concerning eligible benefits, limitations, eligibility and exclusions. Please refer to the certificate wording for a complete description, which is available upon request.
The following illnesses which exist, manifest themselves or are treated or have treatment recommended prior to or during the first 180 days of coverage from the initial effective date are considered pre-existing conditions under the plan, and are subject to the waiting period and other limitations of coverage described above: asthma, allergies, tonsillectomy, back conditions, adenoidectomy, hemorrhoids or hemorrhoidectomy, disorders of the reproductive system, hysterectomy, hernia, gall stones or kidney stones, any condition of the breast, and any condition of the prostate. 
OTHER EXCLUSIONS & LIMITATIONS*
Maternity and newborn care (unless the maternity rider is
purchased - see details under the Benefits section) Inpatient mental and nervous Routine
physical exams Dental treatment unless accident related Organized amateur or professional
sports Treatment not ordered or received by a physician Treatment or supplies not
medically necessary Investigational, experimental or research procedures Custodial care
Weight modification Elective cosmetic or plastic surgery Treatment of impotency
Contraceptive medication or treatment Drug and alcohol abuse treatment Organ transplants
not specifically listed Devices to correct sight or hearing Routine foot care Treatment by
a relative or family member Treatment as a result of war or riot Treatment resulting from
illegal activities Speech therapy Persons HIV+ at effective date Services and treatment
eligible for payment by any government or other insurance.
*See certificate wording for a definition of pre-existing conditions and a complete list of exclusions and limitations, and for all other specific terms and conditions of the plan. Certificate wording is available upon request.
Bon Voyage! ”Tenga un viaje seguro! Ayez un voyage sūr! Have a safe trip!
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HERE'S THE FINE
PRINT: Copyright © 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
Special police for Beijing games The Chinese authorities say they have established a special military unit to provide security for the Beijing Olympics next year. Sub-Saharan Africa - Kenya May 5, 2007 Kenya Airways plane crashed A Kenya Airways plane that crashed in Cameroon on Saturday has been found submerged in a swamp and there is no chance of any survivors, officials say. Europe - France France opens fastest railway link Mar. 15, 2007 France's fastest rail link to date has been inaugurated with the service's first train travelling from Paris to the east on Thursday afternoon. Trains on the line are set to travel at 320km/h (200mph). The service will open to passengers on 10 June when they will be able to travel further east to other EU states.
Ban on liquids expanded for all international flights Feb. 26, 2007 Tokyo, Japan: In a move aimed at further thwarting terrorist attacks, passengers on all international flights will be prohibited from bringing aboard liquids in containers larger than 100 milliliters starting Thursday Europe - Russia Explosion in Russian McDonald's Feb. 19, 2007 An explosion at a McDonald's restaurant in the Russian city of St Petersburg has slightly injured six people with concussion and cuts from flying glass.
Americas - Mexico 'Safest city' now has drug war Feb. 16, 2007 Monterrey, Mexico:: An affluent city just two hours from Texas is the newest battleground in a war between drug cartels Sub-Saharan Africa - Guinea Guinea Airport Situation Feb. 14, 2007 This warden message is being issued to update American citizens regarding information on Air France flights out of Guinea. A flight left Guinea for Paris yesterday. We believe Air France will try to operate flights to Paris starting Thursday, February 15 to Sunday February 19, 2007. East Asia / Pacific - Indonesia Bird flu virus kills Indonesian Feb. 9, 2007 West Java, Indonesia A 20-year-old woman in Indonesia who tested positive for bird flu has died, becoming the country's 64th human victim, a health official said
Americas - Brazil SAO PAULO, Brazil (Reuters) -- Slick runways at Brazil's busiest airport will undergo major overhauls this month after officials tried to ban wide-body jets because of fears they could skid off its short landing strips, the airport's authority said Thursday.
East Asia / Pacific - Vietnam Vietnam plans new railway link Feb. 6, 2007 Hanoi: The Vietnamese authorities have approved plans to build a $33bn (£15bn) rail link between the capital, Hanoi, to Ho Chi Minh City in the south. New Thailand airport off to rough start Feb. 2, 2007 BANGKOK, Thailand - The taxiways are cracked, the terminal has leaks and some airlines even wonder whether it's safe to fly into Thailand's new international airport. Australians warned about crime in Caribbean Feb. 2, 2007SYDNEY, Australia: The foreign affairs department said in an official travel advisory that fans needed to be aware of safety issues at the World Cup, to be hosted by six Caribbean nations from March 10 until April 28. "In some parts of the Caribbean, violent crime, including armed robbery, kidnapping and murder is common," the advisory said.
UK Updated Polonium-210 Information Jan. 31, 2007Europe - United Kingdom: This information is meant primarily for Americans who were in Britain from November through December 2006. It is an update to the December 11, 2006 warden message concerning events in the UK involving the radioactive material Polonium-210, which have caused concerns for possible public health risks.
Islamabad Marriott
Hotel Attack
Copyright © 1999-2007 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
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