|
|
|
|
|
Integrity |
|
|
|
SUMMARY A simple and easy way to
insure groups of international employees for
Whether you are a U.S. based organization with employees overseas, or a non-US organization employing expatriates, third country nationals or key local nationals, a dependable and cost effective international group benefit program is a necessity. Outside the United States, American employees find their traditional group benefit programs to be non-responsive, in benefits and service, to the unique situations facing them as they seek healthcare abroad. International employees and their families moving, traveling, or living abroad traditionally encountered entirely new cultural systems. Even for those who have acclimated, the societal differences are magnified when the need arises for medical care. The employees distant location separates them from access to U.S. health care providers. Time zone differences limit the availability of most plan administrators - especially in the event of an emergency. Language and cultural traditions may also hinder communication between the medical provider and the employee or plan administrator. Most significantly, the levels of medical provider training and public health care services in many countries lag far behind minimum U.S. standards. Providing appropriate benefit plan plans for these complex situations is a formidable challenge faced by all multinational corporations and international organization. Benefit managers must furnish a program that, in essence, surpasses the domestic benefit plan. In addition to full coverage for treatment while in the U.S., the international program must provide employees worldwide access to quality care, global portability, professional international benefit administration and special assistance coverage during medical emergencies. Organizations confronting these difficult issues have had few options for international benefits...until now.
A MULTINATIONAL GROUP BENEFIT PLAN?
WHAT
ARE THE PLAN FEATURES?
Pre-existing Conditions:Pre-existing conditions are covered after 12 months of continuous coverage under the A+MultiNational Series. If the A+MultiNational Series is replacing another group insurance plan, time insured under the prior plan will reduce the 12 month wait for coverage of Pre-existing Conditions.
Outpatient
Prescription Drug Card Option:If you select this Option, each employee will receive a Prescription Drug Card recognized by 98% of the pharmacy outlets in the US. There is a co-pay of $7 per prescription for Generic drugs, and $15 per prescription for Brand drugs, charged when the medication is acquired.
Wellness:For employees age 35 and older, the A+MultiNational Series provides up to $150 for an annual routine physical exam, after 24 months of continuous coverage. If the A+MultiNational Series is replacing another group insurance plan that also featured a Wellness benefit, time insured under the prior plan will reduce the 24 month wait for the Wellness Benefit.
Emergency Medical Evacuation:Emergency Medical Evacuation to the nearest medical facility qualified to treat the life threatening condition is covered. .
WHO
IS THE INSURER?Lloyd’s, the largest and oldest insurance market in the world is the insurer of the A MultiNational Series. Rated A by AM Best Company, and A+ by Standard and Poors, Lloyd’s provides financial strength and security that is unparalleled in the worldwide insurance market. Lloyd’s is recognized as a market leader in the accident and health insurance arena, and is well known for its innovative products and services. Literally millions of people, in almost every country of the world, rely on Lloyd’s for their accident and health insurance needs.
Bon Voyage! ”Tenga un viaje seguro! Ayez un voyage sūr! Have a safe trip!
|
|
|
HERE'S THE FINE
PRINT: Copyright © 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
Special police for Beijing games The Chinese authorities say they have established a special military unit to provide security for the Beijing Olympics next year. Sub-Saharan Africa - Kenya May 5, 2007 Kenya Airways plane crashed A Kenya Airways plane that crashed in Cameroon on Saturday has been found submerged in a swamp and there is no chance of any survivors, officials say. Europe - France France opens fastest railway link Mar. 15, 2007 France's fastest rail link to date has been inaugurated with the service's first train travelling from Paris to the east on Thursday afternoon. Trains on the line are set to travel at 320km/h (200mph). The service will open to passengers on 10 June when they will be able to travel further east to other EU states.
Ban on liquids expanded for all international flights Feb. 26, 2007 Tokyo, Japan: In a move aimed at further thwarting terrorist attacks, passengers on all international flights will be prohibited from bringing aboard liquids in containers larger than 100 milliliters starting Thursday Europe - Russia Explosion in Russian McDonald's Feb. 19, 2007 An explosion at a McDonald's restaurant in the Russian city of St Petersburg has slightly injured six people with concussion and cuts from flying glass.
Americas - Mexico 'Safest city' now has drug war Feb. 16, 2007 Monterrey, Mexico:: An affluent city just two hours from Texas is the newest battleground in a war between drug cartels Sub-Saharan Africa - Guinea Guinea Airport Situation Feb. 14, 2007 This warden message is being issued to update American citizens regarding information on Air France flights out of Guinea. A flight left Guinea for Paris yesterday. We believe Air France will try to operate flights to Paris starting Thursday, February 15 to Sunday February 19, 2007. East Asia / Pacific - Indonesia Bird flu virus kills Indonesian Feb. 9, 2007 West Java, Indonesia A 20-year-old woman in Indonesia who tested positive for bird flu has died, becoming the country's 64th human victim, a health official said
Americas - Brazil SAO PAULO, Brazil (Reuters) -- Slick runways at Brazil's busiest airport will undergo major overhauls this month after officials tried to ban wide-body jets because of fears they could skid off its short landing strips, the airport's authority said Thursday.
East Asia / Pacific - Vietnam Vietnam plans new railway link Feb. 6, 2007 Hanoi: The Vietnamese authorities have approved plans to build a $33bn (£15bn) rail link between the capital, Hanoi, to Ho Chi Minh City in the south. New Thailand airport off to rough start Feb. 2, 2007 BANGKOK, Thailand - The taxiways are cracked, the terminal has leaks and some airlines even wonder whether it's safe to fly into Thailand's new international airport. Australians warned about crime in Caribbean Feb. 2, 2007SYDNEY, Australia: The foreign affairs department said in an official travel advisory that fans needed to be aware of safety issues at the World Cup, to be hosted by six Caribbean nations from March 10 until April 28. "In some parts of the Caribbean, violent crime, including armed robbery, kidnapping and murder is common," the advisory said.
UK Updated Polonium-210 Information Jan. 31, 2007Europe - United Kingdom: This information is meant primarily for Americans who were in Britain from November through December 2006. It is an update to the December 11, 2006 warden message concerning events in the UK involving the radioactive material Polonium-210, which have caused concerns for possible public health risks.
Islamabad Marriott
Hotel Attack
Copyright © 1999-2007 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721Warning: All of the pages on this site are protected under U.S. and International copyright laws. Reproduction by any means or for any purpose, except as specified on certain pages, is not allowed without the express written permission of the copyright owner.
|
Welcome
Experience 
In a Hurry? 
MULTINATIONAL SERIES
For more details and quotes, please contact
