Welcome! At Sunburst Worldwide Insurance Services, we are dedicated to providing you a trusted source for international travel, medical, life, and accident insurance with global emergency evacuation assistance 24/7/365 and war and terrorism related coverage for U.S. citizens traveling abroad, new immigrants, international employees, and non-US citizens worldwide. We are committed to providing quality global insurance protection and superior worldwide travel assistance to international travelers in over 100 countries. You can purchase high quality insurance coverage with ease and confidence from Sunburst Worldwide Insurance Services. We are knowledgeable about international insurance and responsive to your needs. You can easily get instant quotes and apply online for these global coverage from our secure system on our website. You also can find current and reliable International Travel News Briefs on our website. Wherever you are in the world, our worldwide assistance is by your side 24 hours a day, 7 days a week.
 

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for Global Travel Medical, Life Insurance & Trip Protection




BROCHURE

International t.gif (2039 bytes)erm l.gif (1707 bytes)ife Insurance
Underwritten by Lloyd's of London.

U.S. Dollar Term Life Insurance for use when there is
an international insurable interest involved.

For Employees of Foreign National firms, International Asset Protection,
International Business Travel, Short Term Needs, Special Assignments

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Not available for Residence of the U.S. regardless of citizenship

Why International Term Life Insurance?
Internationally, the need for life insurance protection is increasing as common markets encourage involvement in travel, relocation, and foreign business. Domestic life insurance companies cannot always provide solutions to our one-world needs.

Foreign nationals with U.S. business interests or U.S. citizens traveling or residing outside the U.S., for example, may well have life insurance needs that can only be handled by International Term Life Insurance.

Short-term needs for purposes such as contract completion, and movie or TV productions or longer term needs such as bank loans are examples of uses for this unique new product.

Policy Periods
International Term Life Insurance is available for time periods from one year up to a maximum of 10 years, on a level premium basis. During the policy period, re-qualifying is not required and the premiums are payable on an annual basis.

Issue Ages: From ages one year to seventy-five years.

PRODUCT DESCRIPTION / GENERAL UNDERWRITING GUIDELINES

Products Description:

Basic Plan (Basic): Policy Limit Paid at Death

Terminal Illness (TI): ½ of Policy Limit Paid when Diagnosed with Terminal Illness and 12 Months or Less to Live

Double Indemnity (AD): 2x Policy Limit Paid when Death is Result of Covered Accidental Injury

Features of All Plans:

  • Term Life Insurance – Up to 10 Year Term
  • No Cash Value
  • No Surrender Value
  • No Conversion Option

Underwriting Requirements:

  1. Complete an IC+ International Term Life Insurance Application, may be completed on-line
  2. If the total amount of Life Insurance applied for (all companies) is greater than $350,000, a Financial Questionnaire is Required. There are two Financial Questionnaires; one is required when the purpose of purchasing the insurance is Personal Protection, Inheritance Tax or in connection with a Private Residential Loan; the other is required when the purpose of purchasing the insurance is Keyman, or in connection with a Commercial Loan. Financial Questionnaires will be provided upon receipt of your application.
  3. A Medical Questionnaire, completed within 30 days of Application, by a licensed Physician, is required at the following amounts of insurance: ( A Medical Questionnaire will be provided upon receipt of your application)

Age Amount

Under 35     $225,000
36 to 45     $187,500
46 to 50     $150,000
51 to 55     $112,500
56 to 60     $ 75,000
61 to 65     $ 37,500
66+          Any amount

SPECIAL NOTE: These guidelines apply to "clean" Applications only. If there are disclosures, individual consideration will be given, and a Medical Questionnaire may be required.

1) Lloyd's International Term Life Plan covers U.S. citizens and non-U.S. citizens while they live outside of the United States and U.S. Territories.  It is not available in the United States and U.S. Territories regardless the citizenship. It becomes invalid if you enter the United States and U.S. Territories during the policy period.
 
2) If you are a U.S. citizen, you must live outside of  the United States or plan to depart the U.S. within 30 days of the Effective Date.  If you are a U.S. citizen, you must also reside outside of the U.S. for at least 12 months  of the policy period in order to qualify for this plan.

This product is available only to individuals residing outside the U.S. at time of Application. Premium surcharges will be made for individuals residing in "hot" areas of the world.

How To Obtain a Rate Indication

Geographical Limitations: Most policies are written for world-wide coverage. There are certain areas in the world where restrictions or limitations may apply. It is important to obtain as much information regarding travel and place of residency as possible. Be specific on city and country.

Financial Justification: Whether the insurance is for business use or personal use, financial justification is critical to successful underwriting. Please be sure there is adequate justification for the amount to be insured.

Occupations: Before assigning a premium to a risk, the determination of the insured's occupational duties and the amount of travel related to their work assists underwriters in developing accurate rates

Avocation: Please advise as to any hazardous sports or recreational activities in which the proposed insured may be involved.

Purpose of Coverage: Developing a clear picture as to the importance of this insurance aids the underwriters in developing the best possible rates.

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Not available for Residence of the U.S. regardless of citizenship

Bon Voyage!
Haben Sie eine sichere Reise! Abbia un viaggio sicuro!
”Tenga un viaje seguro! Ayez un voyage sūr! Have a safe trip!


 Guide_2.jpg (1373 bytes) If you have any questions, please contact our friendly specialists.
info@worldwidemedicalplans.com
877-211-3654 or 559-294-0316

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HERE'S THE FINE PRINT:
Availability, features, benefits and rates for all plans described on this site are subject to change without notice at the discretion of the insurance companies. This site is updated frequently, but we recommend contacting Sunburst Worldwide Insurance Services directly to be assured of getting the most up-to-date information available.

Copyright © 1999-2008 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,

is not allowed without the express written permission of the copyright owner.

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INTERNATIONAL TRAVEL NEWS BRIEFS:
Please note that we at Sunburst Worldwide Insurance Services provides the International Travel News Briefs as a value-added service to our international clients and visitors of this website. Our International Travel News Briefs are updated frequently, in order to provide you with current and reliable news and events as quickly as we can. We have no control over the content of external websites, and links to various external news sources may become inactive at any time. We suggest that you bookmark our website and return frequently to check the current global news posted on our website.


East Asia / Pacific - China  June 30, 2007
Special police for Beijing games
The Chinese authorities say they have established a special military unit to provide security for the Beijing Olympics next year.

Sub-Saharan Africa - Kenya  May 5, 2007
Kenya Airways plane
crashed
A Kenya Airways plane that crashed in Cameroon on Saturday has been found submerged in a swamp and there is no chance of any survivors, officials say.

Europe - France
France opens fastest railway link  
Mar. 15, 2007
France's fastest rail link to date has been inaugurated with the service's first train travelling from Paris to the east on Thursday afternoon. Trains on the line are set to travel at 320km/h (200mph).  The service will open to passengers on 10 June when they will be able to travel further east to other EU states.

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East Asia / Pacific - Japan
Ban on liquids expanded for all international flights
  Feb. 26, 2007
Tokyo, Japan: In a move aimed at further thwarting terrorist attacks, passengers on all international flights will be prohibited from bringing aboard liquids in containers larger than 100 milliliters starting Thursday

Europe - Russia  
Explosion in Russian McDonald's
 Feb. 19, 2007
An explosion at a McDonald's restaurant in the Russian city of St Petersburg has slightly injured six people with concussion and cuts from flying glass. 

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Americas - Mexico
'Safest city' now has drug war
Feb. 16, 2007
Monterrey, Mexico:
: An affluent city just two hours from Texas is the newest battleground in a war between drug cartels

Sub-Saharan Africa - Guinea
Guinea Airport Situation 
Feb. 14, 2007
This warden message is being issued to update American citizens regarding information on Air France flights out of Guinea. A flight left Guinea for Paris yesterday. We believe Air France will try to operate flights to Paris starting Thursday, February 15 to Sunday February 19, 2007.

East Asia / Pacific - Indonesia
Bird flu virus kills Indonesian  
Feb. 9, 2007
West Java, Indonesia A 20-year-old woman in Indonesia who tested positive for bird flu has died, becoming the country's 64th human victim, a health official said

Americas - Brazil
Brazil airport hub faces revamp after court battle  
Feb.9,2007
SAO PAULO, Brazil (Reuters) -- Slick runways at Brazil's busiest airport will undergo major overhauls this month after officials tried to ban wide-body jets because of fears they could skid off its short landing strips, the airport's authority said Thursday.

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East Asia / Pacific - Vietnam
Vietnam plans new railway link
Feb. 6, 2007
Hanoi: The Vietnamese authorities have approved plans to build a $33bn (£15bn) rail link between the capital, Hanoi, to Ho Chi Minh City in the south.

New Thailand airport off to rough start  Feb. 2, 2007
BANGKOK, Thailand - The taxiways are cracked, the terminal has leaks and some airlines even wonder whether it's safe to fly into Thailand's new international airport.

Australians warned about crime in Caribbean Feb. 2, 2007
SYDNEY, Australia: The foreign affairs department said in an official travel advisory that fans needed to be aware of safety issues at the World Cup, to be hosted by six Caribbean nations from March 10 until April 28. "In some parts of the Caribbean, violent crime, including armed robbery, kidnapping and murder is common," the advisory said.

Breaking News that International Travelers Need to Know!

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UK Updated Polonium-210 Information  Jan. 31, 2007
Europe - United Kingdom: This information is meant primarily for Americans who were in Britain from November through December 2006. It is an update to the December 11, 2006 warden message concerning events in the UK involving the radioactive material Polonium-210, which have caused concerns for possible public health risks. 

Islamabad Marriott Hotel Attack
Pakistan - It was reported that on January 26, 2007, at approximately 2:37 p.m. local time, a bomb exploded at the back area of the Marriott Hotel in Islamabad, Pakistan.

Kidnap group leader nabbed
East Asia / Pacific - Philippines LINGAYEN -- A leader of the Pepino kidnap-for-ransom group was arrested Wednesday in Bolinao, Pangasinan Wednesday, police officials said.
 

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for Global Travel Medical, Accident, Life Insurance, Emergency Medical &
Political Evacuation, & Trip Cancellation

 

Guide_2.jpg (1373 bytes) If you have any questions, please contact our friendly specialists.
info@worldwidemedicalplans.com

877-211-3654 or 559-294-0316

 

point1.gif (1077 bytes) List of International Insurance Plans | Request Quotes | What's New?
Companies We Keep | About Us | Contact Us | Site Map | Home Page | Privacy Pledge
Breaking News that International Travelers Need to Know!  
point1.gif (2258 bytes) Request Complimentary Safe Passages for Smart TravelersSM  

Copyright © 1999-2007 by Sunburst Worldwide Insurance Services. CA Insurance License #0B65721
Warning: All of the pages on this site are protected under U.S. and International copyright laws.
Reproduction by any means or for any purpose, except as specified on certain pages,

is not allowed without the express written permission of the copyright owner.