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To provide superior protection for a picture perfect vacation, there is Patriot T.R.I.P. Elite^SM, a travel cancellation insurance program. Patriot T.R.I.P. Elite provides coverage for many of those unforeseen circumstances that may force the cancellation or interruption of your covered trip. In addition, benefits may also be provided for travel delays, baggage delays, emergency medical treatment and medical evacuation while you are away from home. You expect top-notch service if the unexpected should happen. Make sure you have the premier protection you need with Patriot T.R.I.P. Elite^SM.

SUMMARY OF BENEFITS:
Patriot T.R.I.P. Elite^SM is designed to provide needed protection for many of those unforeseen events that may force cancellation of your travel plans or interrupt your covered trip.*

Trip Cancellation Your illness, injury or death, or that of a family member, a business partner, a travel companion, or a travel companion's family member A terrorist incident Organized labor strike, natural disaster or bad weather resulting in the cessation of the travel supplier's services Hijacking Medical quarantine Jury duty Your home or that of a travel companion made uninhabitable by fire, windstorm, vandalism, or flood Your auto accident or that of your travel companion on the way to the scheduled departure point Employer termination or layoff Additional benefits for the program for U.S. residents: Financial default of a travel supplier Cancelled leave if you or your companion is on active duty for the military, police or fire department

The amount of your trip you elected to protect up to $20,000

Trip Interruption Applies to the same events as listed above

150% of the amount of your trip you elected to protect.

Travel Delay Travel supplier delay Lost or stolen passport, travel documents, or money Medical quarantine Natural disaster Your injury or illness or that of your travel companion Missed cruise departures because of flight delay due to bad weather

Up to US$1,000 (US$200 per day after 24 hours OR US$500 for missed connection

Baggage and Personal Possessions Damage to, loss of, or theft of your checked or stored baggage by a common carrier or while stored with your hotel

Up to US$2,000

Baggage Delay	Up to US$500
Emergency Medical/Dental Expenses	Up to US$50,000

Emergency Medical Evacuation/Repatriation Reasonable expenses for evacuation to the nearest adequate medical facility, provided you are traveling more than 120 miles from your primary place of residence Reasonable expenses when you are confined in a medical facility more than 120 miles from your primary residence, and your treating physician and we determine it is medically necessary to transfer you to a medical facility nearer to your primary residence

Up to US$1,000,000

Emergency Reunion or Return of Mortal Remains Return of minor children or grandchildren Transportation and lodging for a family member to be at your bedside Return of a rental vehicle Return of mortal remains

Up to US$3,000

This is a summary of the principal provisions of the master policy offered through the NSBTHA for its members. It is not considered to be a contract of insurance. Complete details of coverage, terms, limitations, and exclusions that may affect benefits payable are provided in the master policy and summarized in the certificates.

This brochure is not intended to be an offer to sell Patriot T.R.I.P. Elite or a solicitation by iTravelInsured in any jurisdiction where such action would be unlawful or in which iTravelInsured is not qualified to do so.

Coverage offered through the Patriot T.R.I.P. Elite program for U.S. residents may vary by state and may not be available in all states. Read your certificate carefully and note all state exceptions that may apply. For more information regarding the exclusions and all other terms and conditions of the Patriot T.R.I.P. Elite programs, please see the applicable certificate wording which is available upon request.

* NOTE: A “covered trip” is any travel and sojourn to a destination more than 120 miles from the starting point of the covered trip and not exceeding 30 consecutive days.

EMERGENCY SERVICES
Separate from the benefits under Patriot T.R.I.P., as a member of the NSBTHA the following non-insurance Emergency Travel Assistance Services are available to you from The Plan Administrator, IMG:

• Emergency Travel Arrangements - In the event you must return home or discontinue your trip as a result of an interruption in travel due to an illness of your spouse, child, parent, in-law, or grandparent, The Plan Administrator, IMG,  will help you make the appropriate travel arrangements. You are responsible for the cost of the travel tickets.
• Lost Passport/Travel Documents Assistance - The Plan Administrator, IMG, will help you report, retrieve or replace lost or stolen travel documents, such as your passport, credit cards and airline tickets.
• Lost Luggage Assistance - The Plan Administrator, IMG, will assist you in communicating with the commercial carrier for the return of your lost luggage.
• Embassy or Consulate Referral - The Plan Administrator, IMG, will inform you of the location and contact telephone numbers for the nearest embassy or consulate, no matter where you are.
• Emergency Message Relay - The Plan Administrator, IMG,  will receive or transmit emergency messages between you, your family and your employer.
• Emergency Prescription Replacement - The Plan Administrator, IMG, will assist with the replacement of lost or damaged prescription medication. You are responsible for the cost of the actual medication and shipping costs (if any).
• Medical Referral - If urgent medical advice or care is needed, IMG is prepared to refer you to the nearest appropriate care facility or provide a listing of available medical care to you. The Plan Administrator, IMG, will also help with obtaining an appointment with the medical care provider you have chosen.
• 24-Hour Medical Monitoring - If you are hospitalized, The Plan Administrator will provide medical professionals to communicate with your treating doctor(s) and help monitor your condition. The Plan Administrator, IMG,   will also communicate with your family doctor as you direct.
• Emergency Cash Transfer - IMG will help you transfer funds up to US$500, in the event of a medical or travel emergency.
• Legal Referrals - The Plan Administrator, IMG, will provide you with a referral to the nearest attorney.
• Emergency Translations - The Plan Administrator, IMG, will provide you with personal, emergency telephone translation services and referral to a local interpreter service should you require language assistance.

Exclusions may vary by state. Read your certificate carefully and note all exclusions that may apply. For more information regarding these exclusions and all other terms and conditions of Patriot T.R.I.P. Elite, please see the applicable certificate wording which is available upon request.

The Patriot T.R.I.P. Elite program for U.S. residents is underwritten and offered where available by Sirius America Insurance Company, New York, NY 10036. The Patriot T.R.I.P. Elite program for non-U.S. residents is underwritten and offered where available by Sirius International Insurance.

Refund of Premium
Only if a written request is received by the Plan Administrator prior to the policy's effective date. The premium is non-refundable after that date.

  If you have any questions, please contact our friendly specialists.

877-211-3654 or 559-294-0316

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