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RESIDE®
Prime Application for Coverage
Click here for Online Application
Please read carefully the Details of Scheduled Benefits and Exclusions of this plan
before submit your application.
OR
Print and Complete the
application below
As described in the brochure and
documentation, RESIDE Prime Worldwide Medical Plan is a comprehensive
medical insurance program designed exclusively for the international citizen.
In order to provide you and your family with the coverage you desire, please follow the
directions and answer
all questions in complete detail.
Please note that RESIDE Prime limits coverage in the
United States to 6 months during any given 12 month
policy period. This plan is not intended to cover permanent residents of the United
States.
Click
here for Brochure of RESIDE® Prime Click
here for Rates of RESIDE® Prime
Directions
For The Completing The Application
- Please print or type all information.
Illegible information will delay underwriting and processing of your coverage.
- Each family member requesting coverage must be
listed on the Application. All questions on the Application apply to all applicants
requesting coverage. Answer each and every question, as it pertains to each applicant
listed on the Application. All members of a family must choose the same Deductible.
- Each section of the application must be
completed in full. Any question where a "Yes" was marked must be described in
detail in Section 3. Information in Section 3 must include the applicant's name,
physician's name, address and phone number, address of treating facility, diagnosis,
prognosis, and course of treatment. If necessary, use an additional sheet of paper to
describe the condition(s) and attach it to the Application when
submitted to our office.
- The Premiums listed are annual premiums and
can be paid by check, money order, VISA®, MasterCard®, Diners Club®, American
Express®, or Discover®. Due to the inconsistent reliability of international mail,
monthly, quarterly and semi-annual payments can be made by using a credit card or ACH
payment. Monthly, quarterly and semi-annual payment modes are only accepted with
preauthorization to debit your credit card or checking account on the due date of your
premium installment.
- Once your application and determines that
coverage should be issued, we will send you an ID Card and a Certificate of Coverage by
mail. The Certificate of Coverage contains the full program wording and definitions. This
package will also include details on how to submit a claim as well as information
regarding Pre-Notification Program.
Please read carefully the Details
of Scheduled Benefits and Exclusions of this plan before submit your application.
Applicant's
Name
(Last, First, Middle, Maiden) |
Sex
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Relationship
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Date of
Birth
(Mo/Day/Year) |
Citizenship
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Height
Feet/Inches |
Weight
lbs |
Premium
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Primary |
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Spouse |
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Child |
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Child |
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Child |
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| Total Premium: |
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Residence
Address:
Must be outside the United States (street, city, state, postal code, country) |
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Mailing Address:
(street, city, state, postal code, country) |
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| Home Phone Number: |
Business Phone
Number: |
Fax: |
E-Mail: |
Occupation of
Primary Insured:
(If retired, previous occupation(s)) |
Name of Employer: |
| Duties of
Occupation: |
Occupation of
Spouse: |
| Family Physician
Name, Address, and Telephone Number (Required): |
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Yes |
No |
| 1. Do you understand this is an
international program and not U.S. health insurance? |
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| 2. Do you understand that you
are unable to be in the U.S. longer than 6 months during any given policy year? |
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| 3. Are you or any listed
dependents currently in the United States? If yes, enter departure date below. When do you plan to depart the United States: ______ /
______ / ______ (month/day/year) |
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| 4. Are any listed dependents
who are age 19, 20, 21, 22 and 23 full time students (if yes, please list schools and
locations) |
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Section 2. Underwriting Questions for all
Applicants
In order for your Application to be processed successfully, each question must be
answered truthfully.
Any answers to "yes" questions must be explained in Section 3 Health
History Details. In addition, answers to "yes" questions
require an Attending Physicians Statement (APS) dated within the past 90 days
containing detailed information and medical records. All questions for all applicants must be answered and sufficient medical
data reported in order for SRI to underwrite your application.
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| Within the past ten (10)
years, have you or any applicant sought treatment or been advised to seek treatment for,
been medically advised, referred, counseled, treated, had surgery, diagnosed or currently
taking prescription medicine for: (Please 'check' all that apply and state in detail in
Section 3. Health History Details.) |
Yes |
No |
| 1. Digestive system diseases or
disorders (including, but not limited to: gastritis, ulcers, esophageal regurgitation,
hemorrhoids, colon or rectum disorders)? |
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| 2. Cardiovascular and/or
circulatory diseases or disorders (including, but not limited to: elevated blood pressure,
hypertension, elevated cholesterol, heart attack, angina, chest pains, arteriosclerosis,
coronary insufficiency, thrombosis, phlebitis, vascular afflictions, rheumatic fever,
heart murmur)? If "Yes" attach Attending Physicians Statement (APS) and current
blood pressure reading, dated within the past 90 days describing the cardiovascular and/or
circulatory condition. |
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| 3. Respiratory diseases or
disorders (including, but not limited to: chronic cough, bronchial asthma, bronchitis,
tuberculosis, lung disorders, emphysema, respiratory insufficiency, pleurisy pneumonia)? |
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| 4. Diseases or disorders of the
eyes, nose, ears and throat (including, but not limited to: nasal septum deviation,
chronic sinusitis, cataracts, glaucoma, allergies or hay fever)? |
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| 5. Sexually transmitted
diseases or immune deficiency disorder (AIDS / ARC), tested positive for HIV or any
related illness? |
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| 6. Diseases or disorders of the
Pancreas, Liver, Gall Bladder or endocrine disorders (including, but not limited to:
obesity, pituitary or lymph glands, thyroid or metabolic disorders)? |
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7. Diabetes? (If
"Yes", complete the following)
a) Diabetic Type: ____ I or ____ II
b) Date Diagnosed: ____ / ____ / ____
c) Medications: Type: _____________________ Dosage:
_______________________
d) Controlled by diet only?: ____ Yes or ____ No
e) Date of last HbA1c Test: _____ / ____ / ____ HbA1c Results (1-10):
____________ |
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| 8. Diseases or disorders of the
mental and nervous system (including, but not limited to: mental retardation, psychosis,
mental or behavioral disorders, Down Syndrome or other chromosome disorders, depression,
anxiety, chronic fatigue, eating disorders)? |
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| 9. Neurological disorders
(including but not limited to: multiple sclerosis (MS), muscular dystrophy, Lou Gehrig's
disease (ALS), Parkinson's disease, paralysis, epilepsy, convulsions, seizures, migraines,
chronic headaches, stroke, or transient ischemic attacks? |
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| 10. Addictive diseases or
disorders (including, but not limited to: alcoholism, chemical or drug abuse or addiction,
or has any applicant used illegal drugs or used prescription medication, other than as
prescribed)? |
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| 11. Kidney or urinary tract
system diseases or disorders (including, but not limited to: kidney or bladder stones and
infections)? |
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| 12. Cell or blood diseases or
disorders (including, but not limited to: cancer, tumors, cysts, polyps or other growths
of the skin or internal organs, hepatitis, leukemia or Kaposi's sarcoma)? |
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| 13. Muscular or skeletal
diseases or disorders and inflammation (including, but not limited to: scoliosis,
arthritis, rheumatism, gout, tendonitis, joint or vertebrae disorders, osteoporosis)? |
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| 14. Have you or any applicant
consulted a therapist, physician, chiropractor, psychologist, or health care practitioner
for medical advise, medical treatment and/or preventative care? Or have you or any
applicant been hospitalized or undergone medical studies including but not limited to
diagnostic tests, x-rays, electrocardiograms, radiology or blood work? |
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| 15. For male applicants,
diseases or disorders of the reproductive system, including but not limited to prostate or
elevated PSA level? |
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| 16. For female applicants,
diseases or disorders of the reproductive system, including but not limited to vaginal
bleeding, fibroids, nodules , fallopian tubes, ovaries or uterus? |
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| 17. For female applicants, are
you currently pregnant or had a complicated pregnancy or delivery? If currently pregnant,
when is the expected due date? ___________________ |
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| 18. For female applicants,
diseases or disorders of the breasts, including but not limited to cysts, nodules,
calcifications or abnormal mammogram? |
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| 19. Have you or any applicant
ever been rejected, ridered, cancelled, or had premium increased for any Health, Life or
Disability Policy? |
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| 20. Are you or any applicant
currently hospitalized, disabled or unable to perform normal activities? |
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| 21. Any Congenital defect,
physical disorder or deformity, or developmental problems not listed above? |
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22. In the last 12 months, have
you or any applicant used any form of tobacco?
If "Yes" what form of tobacco? _________ Quantity: _________ How often:
_________ |
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| 23. Have you or any applicant
recently experienced any signs, indications, symptoms, diagnosis or treatment that would
cause you to believe that you currently have a new medical conditions? |
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Section 3. Health History Detail for
Applicants
List details for all "YES" answers to the Section 2 Underwriting Questions (use
additional paper, if necessary).Incomplete answers may delay processing or result in denial of application.
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| Name of Person
and Question # |
Condition /
Diagnosis, Treatment Medical Prescribed and Results of Treatment |
Duration |
Physician /
Clinic Address and Telephone # |
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| Information about prior / other
coverage |
Yes |
No |
| 1. Have you been covered by
another medical plan at any time during the past year? |
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| 2. Will you be covered under
any other medical plan (individual or group) while you are covered under this plan? |
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| For all "YES"
answers, please provide the following information. If more than one situation applies,
attach a separate piece of paper to describe each situation. |
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Name of Insureds:
Policy Number:
Type of Plan:
&127; Spouse's employer group plan
&127; Other group plan
&127; Individual plan
Insurance Company:
Phone:
Effective Date:
Termination Date:
Reason for termination:
&127; Left employment
&127; Employer Canceled plan
&127; Non-Renewal
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| Section 4. Declaration and Enrollment
Request / Authorization to Release Medical Information:
I hereby apply for the Reside Prime program and for the insurance provided by Certain
Underwriters at Lloyds, London (the "Underwriter"). I hereby subscribe to the Global International Trust
and enroll in the group coverage for which I am eligible
under the group contract issued by Certain Underwriters and Lloyd's,
London.
I represent that I have read the completed
application and that all my answers and statements on this Application and any
attachments hereto is complete and true to the best of my knowledge and belief. I
understand that my qualification for insurance is based upon my answers and statements herein and that this information may be
verified by Specialty Risk International, Inc. (the "Administrator"). I understand that no one has the authority to exclude or direct me to exclude any
information sought by this form. I understand that the Administrator will rely on all information on this
Application in determining whether or not to issue coverage
and that any incorrect or incomplete information may result in a claim denial or
loss of coverage.
I understand that benefits may be limited or
excluded for conditions for which any insured person has received any medical diagnosis or treatment, or taken any medication, or realized the manifestation of a
condition before his or her effective date, according to the pre-existing conditions limitations provisions of the plan.
I AUTHORIZE any physician, medical
practitioner, hospital, clinic, other medical or medically-related facility, the Medical Information Bureau, Inc. (MIB, Inc.), consumer reporting agency, insurance or
reinsuring company, or employer having certain information about me or my dependents to give Specialty Risk International, Inc. or
its legal representative, any and all such information. The nature of the information authorized to be disclosed includes, but
is not limited to, information about: physical
condition(s), health history(ies), avocation(s), age(s), occupation(s), and
personal characteristics. This authorization includes information about drugs, alcoholism, mental illness, or communicable diseases.
I UNDERSTAND the information obtained by use
of this Authorization will be used by the Administrator to determine eligibility for benefits. I ALSO AUTHORIZE the Administrator to release any information obtained to
reinsuring companies, Medical Information Bureau, Inc., or other persons or organizations performing business or legal
services in connection with my application, claim, or
as may be otherwise lawfully required, or as I may further authorize.
I UNDERSTAND that as a resident of a foreign
jurisdiction, I may be subject to foreign laws with respect to the type and form of coverage in which I am enrolling. I also understand and agree that responsibility
for complying with those foreign laws rests solely on me.
I UNDERSTAND that no coverage is effective
until I am notified in writing by the Administrator and advised of the official Effective Date. I also UNDERSTAND that if I am not accepted for coverage by the
Administrator, the sole obligation of the Administrator and the Underwriter is to return the premium. I also UNDERSTAND that coverage in the
United States is limited to 6 months during any one 12 month policy period. I also UNDERSTAND that Lloyds operates as an
unauthorized insurer in most US states and that claims may not be made against any state guarantee fund. I UNDERSTAND and AGREE
that this program is issued outside the United States and that the program does not comply with any US state insurance law.
I UNDERSTAND that this program is not, nor
does it intend to be, a general United States health insurance policy.
I ALSO UNDERSTAND any person who, with intent
to defraud or knowing that he or she is facilitating a fraud against an insurer, submits
an enrollment form, or files a claim containing a false or deceptive statement may be
guilty of insurance fraud.
Important Information
It is important to note that Reside Prime is a program for international
citizens and Lloyd's is an international entity. Thus, Lloyd's operates as an unauthorized insurer in most U.S. states. Coverage and
benefits under Reside Prime are not regulated by any U.S. state insurance department.
The information concerning Reside Prime is
not intended to be an offer to sell Reside Prime or a solicitation by Specialty Risk International, Inc or Lloyd's, London in any jurisdiction where such an action
would be unlawful or in which SRI or Lloyd's, London is not qualified to do so. Reside Prime may not be available in all situations or
jurisdictions. For U.S. citizens, Reside Prime is intended for persons living or traveling outside the United States.
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SIGNATURE of Applicant or Guardian:
________________________________________ Date:_____________ |
SIGNATURE of Applicant's Spouse (if applicable): ________________________________
Date:_____________ |
| Section 5. Program Specifics |
| Please Choose Your
Deductible:
___$250 ___$500 ___$1,000 ___$2,500 ___$5,000 |
Requested Effective
Date: ________ / _______ / _______ (month/day/year)
(Requested Effective Date must be within 60 days of application date. If accepted,
official Effective Date will be advised by SRI) |
For the AD&D benefit, the
Primary Insured shall be the beneficiary of the certificate. If the benefit is utilized
for the Primary Insured, his/her estate shall be the beneficiary.
If this is not acceptable, please list the beneficiary: |
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| Premium Calculation and Payment
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X |
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= |
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| Annual
Premium for all applicants |
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Installment
Factor (from below) |
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Total
Initial Payment |
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Installment
Factor: Annual = 1.00 Semi-Annual =
0.55 Quarterly = 0.28
Monthly = 0.10
Important: Checks and Money Orders
accepted for Annual Premium Only from
U.S. banks
Method of Payment
__Check __Money Order __Visa __MasterCard __Discover / Novus
___American Express __Diners Club
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| Card Number: |
Expiration Date: |
Name as it appears on the
Card:
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Daytime Phone: |
| Signature (Required): |
Name as it appears on the
Card:
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| Billing
Address: |
All premium payments must be made in U.S. dollars.
Checks must be issued from a U.S. bank and made payable to "SRI". If paying by
credit card, I authorize SRI to debit my credit card account for the total amount due. In
the event that I have elected to *Pre-Authorize credit card payment installments, I hereby
request and authorize SRI to debit my credit card periodically as payment installments
become due. This authorization will remain in effect until revoked by me in writing, and
until SRI actually receives notice. Coverage purchased by credit card is subject to
validation and acceptance by the Credit Card Company. *For any installment payment other
than annual, I pre-authorize SRI to debit my credit card for the proper installment amount
on the due date of the installment.
- _____________________________________________
(Sign here for Pre-Authorization of Installment Premiums)
Check or money order should be made
payable to SRI. All payments must be made in U.S. dollars, from a U.S. Bank, and submitted
at the time application for coverage is made.
Agent Information
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Agent Name: JoAnne
Green
Company: Sunburst Worldwide Insurance Services |
Agent #
2833 |
Address: P.O. Box 1016, Clovis, CA 93613
Phone :
559-294-0316 Fax: 559-421-1956
E-Mail:
info@worldwidemedicalplans.com |
Agent Certification:
I am not aware of any other information which may have a bearing on the insurability of
anyone to be covered and have not altered any responses recorded on this application nor
any supplement to the application. I have not advised the Applicant to withhold any
information regarding the answers to the questions and have advised the Applicant to
review the application and the answers recorded to confirm completeness and accuracy. |
| SIGNATURE of Agent:
________________________________________ Date:_____________ |
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Security Certain Underwriters at Lloyd's,
London; Rated A- "Excellent" by A.M. Best and A+ "Strong" by Standard
and Poors.
Please mail or fax to
Sunburst Worldwide Insurance Services
P.O. BOX 1016, Clovis, CA, 93613 USA
Fax: 317-575-2659
If you pay premium with credit card, you may fax your
application.
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Bon Voyage!
Haben Sie eine sichere
Reise! Abbia un viaggio sicuro!
¡Tenga un viaje seguro! Ayez un
voyage sûr! Have a safe trip!
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