|
COMPLETE BROCHURE & RATES
FOR
oundTripSM
Travel Benefits
for Both Domestic and International Trips
Rates &
Application at the bottom of this page.
Please read the Benefits & Exclusions of this plan carefully before submitting your application.
PROTECT YOUR TICKETS, YOUR
LUGGAGE, AND YOUR HEALTH, WORLDWIDE.
Coverage
includes: Trip Cancellation Trip Interruption/Delay due
to Airline Strike,
Natural Disaster, Riot, Lost Passport Lost or Stolen Baggage Missed Connection
Emergency Medical
Evacuation
ALSO SEE: SKY
RESCUESM, PATRIOT T.R.I.PSM,
Other
International Insurance Plans
WHY ROUNDTRIP?
So you'll be prepared. Who knows what could happen during a trip abroad - or before you
even depart. Not only does RoundTrip help ensure you're prepared in the event of an
accident, sickness or loss when traveling, it can even help if something causes your trip
to be cancelled.
While we've optimized RoundTrip's medical
coverage for most travelers, you may determine you need greater coverage or specific
benefits. Consider Other International
Plans from Sunburst Worldwide Insurance Services for up to $5,000,000 of
international medical limits. We can create a plan that's right for you.
Protection Plan Outline
This brochure describes the highlights of our protection plan. Plan details and ID Card
will be mailed to you once you have purchased benefits or obtained immediately when using
the online system. These details provide complete information regarding the benefits,
exclusions and limits of the protection plan. Please read it carefully. Note: Certain
terms are defined in the Evidence of Benefits that will be mailed to you with your
confirmation.
The RoundTrip International Travel
Insurance plan will provide you with all the travel insurance benefits
you will need when traveling abroad. The plan is available to US Citizens
who are physically located inside the USA and non-US Citizens located in the
USA.
The RoundTrip plan now provides 2 coverage
levels, with the Standard RoundTrip Plan and now the enhanced
RoundTrip "Choice" Plan that offers extra benefit levels for
those that want the extra coverage. Please learn more about both plans
below:
Standard
RoundTrip Benefits:
|
Benefit |
Per Person Limit |
|
Trip Cancellation |
Tour Cost to a maximum of:
$20,000 |
|
Trip Interruption |
150% or tour cost maximum |
|
Trip Delay |
$500 |
|
Missed Connection |
$500 |
|
Emergency Medical Expense |
$50,000 |
|
Emergency Medical Evacuation / Repatriation |
$250,000 |
|
Lost Baggage / Personal Effects |
$1,000 |
|
Baggage Delay |
$200 |
|
24-Hour AD&D |
$10,000 |
|
Common Carrier AD&D |
$25,000 |
|
Travel Assistance Services |
Included |
|
Optional Flight Accident per Trip |
$100,000; $250,000; or $500,000 |
|
Optional Collision Damage Waiver (CDW) |
$35,000 |
RoundTrip "Choice" Benefits:
|
Benefit |
Per
Person Limit |
|
Trip Cancellation |
Tour Cost to a maximum of:
$20,000 |
|
Trip Interruption |
150% or tour cost maximum |
|
Trip Delay |
$1000 |
|
Missed Connection |
$1000 |
|
Emergency Medical Expense |
$100,000 |
|
Emergency Medical Evacuation /
Repatriation |
$500,000 |
|
Lost Baggage / Personal
Effects |
$2,000 |
|
Baggage Delay |
$400 |
|
24-Hour AD&D |
$10,000 |
|
Common Carrier AD&D |
$25,000 |
|
Travel Assistance Services |
Included |
|
Optional Flight Accident per
Trip |
$100,000; $250,000; or $500,000 |
|
Optional Collision Damage
Waiver (CDW) |
$35,000 |
DESCRIPTION OF
BENEFITS
Trip Cancellation:
The Company will pay a benefit, up to the maximum shown on the
Confirmation of Coverage, if You are prevented from taking Your Trip after
your effective date* due to:
- Sickness, Accidental Injury or death of You, Traveling Companion, or
Family Member or Business Partner; which results in medically imposed
restrictions as certified by a Physician at the time of loss preventing
your continued participation in the Trip. A Physician must advise
cancellation of the Trip on or before the Scheduled Departure Date.
- You or a Traveling Companion being hijacked, quarantined, required
to serve on a jury, subpoenaed, the victim of felonious assault within
10 days of departure; or having his/her principal place of residence
made uninhabitable by fire, flood or other natural disaster; or burglary
of his/her principal place of residence within 10 days of departure.
- You or a Traveling Companion being directly involved in a traffic
accident substantiated by a police report, while en route to departure.
- A transfer of You by the employer with whom You are employed on the
Effective Date that requires Your principal residence to be relocated.
- The death or hospitalization of Your Host at Destination.
- A Terrorist Incident that occurs in a city listed on Your Trip
itinerary and within 30 days prior to your Scheduled Departure Date.
This same city must not have experienced a Terrorist Incident within the
90 days prior to the Terrorist Incident that is causing the cancellation
of Your Trip. Benefits are not provided if the Travel Supplier offers a
substitute itinerary. Your Scheduled Departure Date must be no more than
15 months beyond Your Effective Date.
- Your Traveling Companion or Family Member, who are military
personnel, and are called to emergency duty for a natural disaster other
than war
- Strike that causes complete cessation of services for at least 48
consecutive hours.
- Weather that causes complete cessation of services of the Common
Carrier for at least 48 consecutive hours.
- Bankruptcy and/or Default of Your Travel Supplier which occurs more
than 10 days following Your Effective Date. Coverage is not provided for
the Bankruptcy or Default of the travel agency from whom You purchased
the Land/Sea Arrangements. Your Scheduled Departure Date must be no
more than 15 months beyond Your Effective Date. Benefits will be paid
due to Bankruptcy or Default of an airline only if no alternate
transportation is available. If alternate transportation is available,
benefits will be limited to the change fee charged to allow You to
transfer to another airline in order to get to Your intended
destination.
- You are terminated, or laid off from employment subject to five
years of continuous employment at the place of employment where
terminated.
- Natural disaster at the site of Your destination that renders their
destination accommodations uninhabitable.
*
Effective Date is the date which begins at 12:01 a.m. following the:
1) postmark date of your enrollment form or
2) the date you fax or transmit your enrollment via the internet with the
proper payment.
Trip Interruption:
The Company will reimburse You for the following:
- Non-refundable cancellation charges imposed by the Participating
Organization and/or Travel Suppliers;
- If the Travel Supplier cancels Your Trip, the You are covered up to
$75.00 for the reissue fee charged by the airline for the tickets. You
must have covered the entire cost of the Trip including the airfare.
In no event shall the amount reimbursed exceed the amount You prepaid for
the Trip. Coverage does not include default of a Participating Organization
or other organization that results in loss of services.
Trip Delay:
The Company will reimburse You for Covered Expenses on a one-time basis,
up to the maximum shown in the Confirmation of Coverage, if You are delayed
en route to or from the Trip for twelve (12) or more hours due to a defined
Hazard:
Covered Expenses include:
- Any prepaid, unused, non-refundable land and water accommodations;
- Any reasonable additional expenses incurred;
- An Economy Fare from the point where the You ended Your Trip to a
destination where You can catch up to the Trip; or
- A one-way Economy Fare to return You to Your originally scheduled
return destination.
Missed Connection:
This benefit covers missed Cruise departures that result from
cancellation or delay (for three or more hours) of all regularly scheduled
airline flights due to Inclement Weather or any Common Carrier caused
delay. Maximum benefits of up to the amount shown in the Confirmation of
Coverage are provided to cover additional transportation expenses needed for
You to join the departed Cruise, reasonable accommodation and meal expenses
(up to the per day amount shown in the Confirmation of Coverage) and
non-refundable trip payments for the unused portion of Your Cruise. Coverage
is secondary to any compensation provided by a Common Carrier. Coverage will
not be provided to individuals who are able to meet their scheduled
departure but cancel their Cruise due to Inclement Weather.
Emergency Medical Sickness and Accident Expense:
The Company will pay benefits up to the maximum shown on the Confirmation
of Coverage, if You incur Covered Medical Expenses as a result of Emergency
Treatment of a Sickness or Accidental Injury that first manifests itself
during the Trip.
Emergency Treatment means necessary medical treatment, including services
and supplies, which must be performed during the Trip due to the serious and
acute nature of the Sickness.
Covered Medical Expenses are necessary services and supplies that are
recommended by the attending Physician. They include but are not limited to:
- the services of a Physician;
- charges for Hospital confinement and use of operating rooms;
- charge for anesthetics (including administration); x-ray
examinations or treatments, and laboratory tests;
- ambulance service; and
- drugs, medicines, prosthetics and therapeutic services and supplies.
If You are hospitalized due to a Sickness which first occurred during the
course of the scheduled Trip beyond the date of the Scheduled Return Date,
coverage will be extended until You are released from the Hospital or until
maximum benefits under the Group Policy have been paid.
The Company will pay benefits, up to $750.00, for emergency dental
treatment for Accidental Injury to sound natural teeth.
Emergency Medical Evacuation / Repatriation:
The Company will pay benefits for Covered Expenses incurred, up to the
maximum shown on the Confirmation of Coverage, if an Accidental Injury or
Sickness commencing during the course of the Trip results in Your necessary
Emergency Evacuation. An Emergency Evacuation must be ordered by a Physician
who certifies that the severity of Your Accidental Injury or Sickness
warrants the Your Emergency Evacuation.
Emergency Evacuation means:
(a) Your medical condition warrants immediate transportation from the place
where You are injured or sick to the nearest Hospital where appropriate
medical treatment can be obtained;
(b) after being treated at a local Hospital, Your medical condition warrants
transportation to the United States where You reside, to obtain further
medical treatment or to recover; or
(c) both (a) and (b), above.
Covered Expenses are reasonable and customary expenses for necessary
transportation, related medical services and medical supplies incurred in
connection with Your Emergency Evacuation. All transportation arrangements
made for evacuating You must be by the most direct and economical route
possible. Expenses for transportation must be:
(a) recommended by the attending Physician;
(b) required by the standard regulations of the conveyance transporting You;
and
(c) authorized in advance by the Company or its authorized representative.
Transportation of Dependent Children: If You are in the Hospital for more
than seven (7) days following a covered Emergency Evacuation, the Company
will return Your dependents, who are under 18 years of age and accompanying
You on the scheduled Trip, to the domicile of a person nominated by You or
Your next of kin with an attendant if necessary.
Transportation to Join You: If You are traveling alone and are in a
Hospital alone for more than seven (7) consecutive days or if the attending
Physician certifies that due to Your Injury or Sickness, You will be
required to stay in the Hospital for more than seven (7) consecutive days,
upon request the Company will bring a person, chosen by You, for a single
visit to and from Your bedside provided that repatriation is not imminent.
Transportation services are provided if authorized in advance by the
assistance provider, and are limited to necessary economy fares less the
value of applied credit from unused travel tickets, if applicable.
Transportation means any Common Carrier, or other land, water or air
conveyance, required for an Emergency Evacuation and includes air
ambulances, land ambulances and private motor vehicles.
The Company will not cover any expenses provided by another party at no
cost to You or already included within the cost of the Trip.
EXCESS INSURANCE LIMITATION
The insurance provided by the Plan shall be in excess of all other valid and
collectible insurance or indemnity. If at the time of the occurrence of any
loss there is other valid and collectible insurance or indemnity in place,
the Company shall be liable only for the excess of the amount of loss, over
the amount of such other insurance or indemnity, and applicable deductible.
Repatriation of Remains
The Company will pay the reasonable Covered Expenses incurred
to return Your body to the United States if You die during the Trip. This
will not exceed the maximum shown on the Confirmation of Coverage.
Covered Expenses include, but are not limited to, expenses
for embalming, cremation, casket for transport and transportation.
Lost Baggage & Baggage Delay:
The Company will reimburse You, Your Family Member up to the maximum
shown on the Confirmation of Coverage, for loss, theft or damage to baggage
and personal effects, provided You have taken all reasonable measures to
protect, save and/or recover Your property at all times. The baggage and
personal effects must be owned by and accompany You during the Trip.
This coverage is secondary to any coverage provided by a Common Carrier and
all other valid and collectible insurance indemnity and shall apply only
when such other benefits are exhausted.
The Company will reimburse You for the expense of necessary personal
effects, up to the maximum shown on the Confirmation of Coverage, if Your
Checked Baggage is delayed or misdirected by a Common Carrier for more than
twenty-four (24) hours, while on a Trip, except for travel to final
destination or place of residence.
Accidental Death & Dismemberment (AD&D):
You will receive benefits for loss of life or dismemberment due to an
accidental injury while on your trip.
Optional Flight Accident Plan:
The Company will pay benefits for Accidental
Injuries resulting in a loss that occurs while You are riding as a
passenger in or on, boarding or alighting from, any air conveyance operated
under a license for the transportation of passengers for hire during the
Trip.
Optional Collision Damage Waiver:
: This benefit is not available if traveling to the following countries:
Israel, Jamaica, Republic of Ireland or Northern Ireland.
If You rent a car while on the Trip, and the car is damaged due to
collision, theft, vandalism, windstorm, fire, hail, flood or any cause not
within Your control while in Your possession, the Company will pay the
lesser of:
(a) The cost of repairs and rental charges imposed by the rental company
while the car is being
repaired; or
(b) The Actual Cash Value of the car, meaning purchase price less
depreciation; or
(c) The amount shown on the Confirmation of Coverage.
Coverage is provided to You, provided You and Your Traveling Companions
are licensed drivers, and are listed on the rental agreement.
Travel Assistance Services
Assistance With Travel
Pre Trip Information - Provide information concerning inoculation and
visa requirements for countries worldwide
Weather Information - Concerning local weather conditions
Exchange Rate Information - Present-Day currency rates, etc.
Embassy Referral - Providing contact information for the nearest
embassies around the
world
Interpreter Referral - Contact information for interpreters around the
world
Lost Passport - Provide directions for lost passport recovery to
insureds while traveling outside of their home country
Emergency Message - In the event of a medical emergency, assistance in
relaying urgent messages to family,
friends, or business associates at the insured’s request
Hotel Accommodation - In case of insured’s hospitalization outside of
their home country, assistance in locating hotel accommodation for insured’s traveling
companion
Medical Assistance While Traveling
24
Hour Telephone Contact - Should medical emergencies arise, there is help
in locating medical care
Conference Calls - Arranging telephone conferences between your
attending and home physicians
Second
Opinions - Arranging second medical opinions in hospital cases
Emergency Messages - Relaying emergency messages to family and employer
during medical emergencies
Payment Guarantee - Guarantee or payment of medical bills or authorizing
medical benefits according to the
program for eligible benefits only.
Ticketing Services - 24 Hour ticketing service to arrange emergency
family visits
Medical Evacuations - Arranging emergency medical evacuation from
medically underserved areas
Repatriation - Arranging medical transportation home after treatment
Medical / Travel Escorts - Arranging escorts and transportation for
unaccompanied children
Medical Records - Arranging transfer of medical records
Remains Return - Arranging repatriation of remains for deceased
travelers
EXCLUSIONS:
- Pre-Existing Conditions, as defined
in the Definitions section (except Emergency Evacuation and Repatriation
of Remains) unless the insurance is purchased within 10 days of the
initial Trip deposit;
- suicide, attempted suicide or any
intentionally self-inflicted injury while sane or insane (in Missouri,
sane only) unless results in the death of a non-traveling immediate
Family Member;
- intentionally self-inflicted
injuries;
- war, invasion, acts of foreign
enemies, hostilities between nations (whether declared or not), civil
war; participation in any military maneuver or training exercise any
loss starting while You are in the service of the armed forces of any
country. Orders to active military service for training purposes of two
months or less will not constitute service in the armed forces. Upon
notice to the Company of entering the armed forces, the Company will
return to You pro-rata any premium paid, less any benefits paid, for any
period during which You are in such service;
- piloting or learning to pilot or
acting as a member of the crew of any aircraft; mental or emotional
disorders, unless hospitalized;
- participation as a professional in
athletics;
- participation in underwater
activities;
- being under the influence of drugs or
intoxicants, unless prescribed by a Physician, unless results in the
death of a non-traveling immediate Family Member;
- commission or the attempt to commit a
criminal act;
- participating in bodily contact
sports; skydiving; hang-gliding; parachuting; mountaineering; any race;
bungee cord jumping; and speed contest -speed contest shall not include
any of the regatta races, scuba diving, spelunking or caving, heliskiing,
extreme skiing;
- dental treatment except as a result
of an injury to sound natural teeth within twelve (12) months of the
Accidental Injury limited to $750;
- any non-emergency treatment or
surgery, routine physical examinations, hearing aids, eye glasses or
contact lenses; pregnancy and childbirth (except for complications of
pregnancy) except if hospitalized;
- curtailment or delayed return for
other than covered reasons;
- traveling for the purpose of securing
medical treatment;
- services not shown as covered;
- directly or indirectly, the actual,
alleged or threatened discharge, dispersal, seepage, migration, escape,
release or exposure to any hazardous biological, chemical, nuclear
radioactive material, gas, matter or contamination;
- Confinement or treatment in a
government Hospital; however the United States government may recover or
collect benefits under certain conditions;
- Care or treatment that is not
medically necessary;
- Care or treatment for which
compensation is payable under Worker’s Compensation Law, any
Occupational Disease law;
- the 4800 Time Benefit plan or similar
legislation;
- Care or treatment that is payable
under any Insurance policy that does not require deductible and/or
coinsurance payments by You;
- Injury or Sickness when traveling
against the advice of a Physician;
- Cosmetic surgery except for: reconstructive
surgery incidental to or following surgery for trauma, or infection or
other covered disease of the part of the body reconstructed, or to
treat a congenital malformation of a child.
The following exclusions apply to Collision Damage
Waiver:
1. Any obligation the Insured assumes
under any agreement (except insurance collision deductible);
2. Rentals of trucks, campers, trailers, off-road or four-wheel drive
vehicles, motor bikes, motorcycles, recreational vehicles or
Exotic Vehicles;
3. Any loss that occurs if the Insured is in violation of the rental
agreement;
4. Failure to report the loss to the proper local authorities and the rental
car company;
5. Damage to any other vehicle, structure or person as a result of a covered
loss.
The following duties in the event of loss apply to
Collision Damage Waiver:
1. The Insured must take all reasonable,
necessary steps to protect the vehicle and prevent further damage to it;
2. The Insured must report the loss to the appropriate local authorities and
the rental company as soon as possible;
3. The Insured must obtain all information on any other party involved in an
Accident, such as name, address, insurance
information and driver’s license number;
4. The Insured must provide the Company all documentation such as rental
agreement, police report and damage estimate.
WHEN
“PRE-EXISTING” APPLIES:
The Pre-Existing Conditions exclusion is
waived for You if You enroll in the Group Policy at the time You pay the
deposit required for Your Trip (or within 10 days of the initial deposit)
and You purchase the coverage under the Group Policy for the full cost of
Your Trip.
Pre-Existing Condition
means any injury, sickness or condition of You, Your Traveling Companion,
Your Family Member booked to travel with You for which within the sixty (60)
day period prior to the effective date of Trip Cancellation coverage under
the Group Policy (a) first manifested itself or exhibited symptoms which
would have caused one to seek diagnosis, care or treatment; (b) required
taking prescribed drugs or medicine, unless the condition for which the
prescribed drug or medicine is taken remains controlled without any change
in the required prescription; or (c) required medical treatment or treatment
was recommended by a Physician.
|
PLAN COSTS |
Coverage must be purchased for
the full cost of the trip.
The rates are for trips from 1 through 30 days long.
For trips longer than 30 days, an additional cost of $5 per
person per day is required. For trip cost between $10,001 and
$20,000, please contact us for more information. If the Insured
purchases the $0 category –there is no Trip Cancellation – all
other benefits apply
|
|
Trip Cost
Per Person |
Standard RoundTrip Rates
|
|
Age |
0 to 34 |
35 to 55
|
56 to 70 |
71 to 80 |
81 +
|
|
$0* |
$17 |
$27 |
$35 |
$55 |
$110 |
| $1
- $500 |
$28 |
$38 |
$48 |
$73 |
$122 |
|
$501 - $1,000 |
$39 |
$53 |
$75 |
$102 |
$171 |
|
$1,001 - $1,500 |
$49 |
$67 |
$94 |
$131 |
$219 |
|
$1,501 - $2,000 |
$63 |
$85 |
$120 |
$165 |
$278 |
|
$2,001 - $2,500 |
$85 |
$115 |
$150 |
$235 |
$411 |
|
$2,501 - $3,000 |
$98 |
$132 |
$185 |
$284 |
$487 |
|
$3,001 - $3,500 |
$110 |
$149 |
$219 |
$332 |
$564 |
|
$3,501 - $4,000 |
$122 |
$165 |
$261 |
$387 |
$654 |
|
$4,001 - $4,500 |
$139 |
$188 |
$302 |
$446 |
$740 |
|
$4,501 - $5,000 |
$156 |
$211 |
$344 |
$501 |
$827 |
|
$5,001 - $5,500 |
$223 |
$302 |
$425 |
$586 |
$983 |
|
$5,501 - $6,000 |
$245 |
$331 |
$465 |
$643 |
$1,077 |
|
$6,001 - $6,500 |
$266 |
$360 |
$506 |
$698 |
$1,171 |
|
$6,501 - $7,000 |
$291 |
$393 |
$553 |
$765 |
$1,279 |
|
$7,001 - $8,000 |
$320 |
$433 |
$607 |
$839 |
$1,404 |
|
$8,001 - $9,000 |
$360 |
$487 |
$686 |
$946 |
$1,585 |
|
$9,001 - $10,000 |
$403 |
$545 |
$766 |
$1,058 |
$1,772 |
|
PLAN COSTS |
Coverage must be purchased for
the full cost of the trip.
The rates are for trips from 1 through 30 days long.
For trips longer than 30 days, an additional cost of $5 per
person per day is required. For trip cost between $10,001 and
$20,000, please contact us for more information. If the Insured
purchases the $0 category –there is no Trip Cancellation – all
other benefits apply
|
|
Trip Cost
Per Person
|
RoundTrip "Choice" Rates
|
|
Age |
0 to 34 |
35 to 55 |
56 to 70 |
71 to 80 |
81 +
|
| $0* |
$31 |
$44 |
$55 |
$77 |
$135 |
| $1- $500 |
$42 |
$55 |
$68 |
$95 |
$147 |
| $501 - $1,000 |
$53 |
$70 |
$95 |
$124 |
$196 |
| $1,001 -
$1,500 |
$63 |
$84 |
$114 |
$153 |
$244 |
| $1,501 -
$2,000 |
$77 |
$102 |
$140 |
$187 |
$303 |
| $2,001 -
$2,500 |
$99 |
$132 |
$170 |
$257 |
$436 |
| $2,501 -
$3,000 |
$112 |
$149 |
$205 |
$306 |
$512 |
| $3,001 -
$3,500 |
$124 |
$166 |
$239 |
$354 |
$589 |
| $3,501 -
$4,000 |
$136 |
$182 |
$281 |
$409 |
$679 |
| $4,001 -
$4,500 |
$153 |
$205 |
$322 |
$468 |
$765 |
| $4,501 -
$5,000 |
$170 |
$228 |
$364 |
$523 |
$852 |
| $5,001 -
$5,500 |
$237 |
$319 |
$445 |
$608 |
$1,008 |
| $5,501 -
$6,000 |
$259 |
$348 |
$485 |
$665 |
$1,102 |
| $6,001 -
$6,500 |
$280 |
$377 |
$526 |
$720 |
$1,196 |
| $6,501 -
$7,000 |
$305 |
$410 |
$573 |
$787 |
$1,304 |
| $7,001 -
$8,000 |
$334 |
$450 |
$627 |
$861 |
$1,429 |
| $8,001 -
$9,000 |
$374 |
$504 |
$706 |
$968 |
$1,610 |
| $9,001 -
$10,000 |
$417 |
$562 |
$786 |
$1,080 |
$1,797 |
ALSO SEE: SKY
RESCUESM, PATRIOT T.R.I.PSM Other
Travel Insurance Plans
Products underwritten by
Nationwide Mutual
Insurance Company, Nationwide Life Insurance Company and Nationwide Mutual Fire Insurance
Company.
Notice to residents of Florida: Your homeowners
policy, if any, may provide coverage for loss of personal effects provided by the baggage
and personal effects coverage. This insurance is not required in connection with the
purchase of your travel arrangements.
Notice to residents of California: This plan
contains disability benefits or health benefits, or both, that only apply during the
covered trip. You may have coverage from other sources that already provides you with
these benefits. You should review your existing policies. If you have any questions about
your current coverage, call your insurer or health plan.
For Current Rates & Online Application, please click on the banner below:

Bon Voyage!
Haben Sie eine sichere
Reise! Abbia un viaggio sicuro!
¡Tenga un viaje seguro! Ayez un
voyage sûr! Have a safe trip!
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