The Companies We Keep
Are the Best in the
nsurance Business

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To assure our clients of the finest service, and protection available, Sunburst Worldwide Insurance Services has affiliated with only the best companies in the business. The underwriters and administrators with whom we deal are all solid, top rated, well-known companies with excellent reputations. For global coverage, it is critical that these companies also have the necessary international experience and worldwide connections to assure that your medical needs can be taken care of at any time, day or night, wherever you happen to be in the world.

Allianz Life of North America      
In 2004, Allianz Life recorded gross premiums of $13.9 billion. Allianz Life is driven by a vision that every American will have the opportunity to live out their life with financial independence. Allianz Life offer innovative fixed and variable annuities, universal life insurance, long-term care insurance, and medical excess of loss products that help individuals and employers meet their financial security requirements. Allianz Life has compiled an enviable record of success since its founding in 1896, and today is the second largest provider of fixed annuities and is among the top 20 providers of variable annuities in North America, as reported by the Life Insurance Marketing Research Association. Allianz Life is also a leading insurer of Health Maintenance Organizations. Allianz Life is a member of Allianz Group is one of the largest and most renowned financial services providers in the world.  Allianz Group represent an international network of strong brands. Allianz Life is rated A+ (Superior) by the A.M. Best  Company.

ING Life Insurance and Annuity Company
ING Life is rated A+ (Superior) by the A.M. Best  Company. ING is a world class leader in providing financial products and services to its customers across the globe. ING provides banking, insurance and asset management to more than 60 million clients in over 50 countries. ING’s businesses in the United States offer personal and institutional clients a broad array of financial products and services in insurance, asset management and direct banking.

ING U.S. Financial Services (USFS) and ING Investment Management Americas (IIM), with headquarters in Atlanta, comprise the operating units of ING Insurance Americas - which also encompasses businesses in Canada and Latin America.

USFS provides retail and institutional clients with products and services in retirement services, annuities, life insurance, employee benefits, mutual funds, financial planning, reinsurance and institutional markets. ING distributes products through more than 200,000 financial professionals in the U.S. ING USFS holds top 10 rankings in its major product lines and serves more than 14 million customers across the U.S.

ING Investment Management provides asset and relationship management services for institutional clients, as well as for many of ING’s mutual funds and insurance companies. These services are offered through a wide variety of products, from traditional equity and fixed income to alternative assets, including structured products, private equity, single strategy hedge funds and funds of hedge funds.

Other ING businesses in the U.S. are ING Clarion, real estate investment management; ING Direct, personal banking products; and ING Wholesale, financial markets and corporate services.

The Insurance Company of the State of Pennsylvania
 The Insurance Company of the State of Pennsylvania, a member company of the American International Group of  Companies (AIG), is rated A++ "Superior" by the A.M. Best  Company.
AIG is the leading U.S. based international insurance organization and among the largest underwriters of commercial and industrial coverages in the United States. AIG,  traces its history as an international insurance underwriter back 80 years to the establishment of American Asiatic Underwriters in China and East Asia by American entrepreneur C.V. Starr. In 1926, Starr opened its first office on American soil in 1926, to write insurance on  American risks outside the United States. Today, AIG is a global network employing  40,000 people at offices in approximately 130 different countries and jurisdictions.

GAN Insurance Company Limited
GAN Insurance Company Limited is a member of the GAN Group. GAN is one of the world's leading financial service organizations with assets in the billions. GAN Group is represented in over 40 countries and employs 36,000 people worldwide. GAN Insurance Company Limited often ranks as one of Standard & Poor's list of Top 50 UK general insurers.

Nationwide® Life Insurance Company
Nationwide Health Plans (NHP) is a member of Nationwide® Life Insurance Company, one of the largest diversified insurance and financial services companies in the United States. Nationwide maintains its home office in Columbus, Ohio and has attained excellent ratings from financial rating agencies since it started operations in 1925.

Nationwide facts include:

* A.M. Best: A+ (Superior)
* More than $117.9 billion in assets
* 99th on the Fortune 500 listing of the largest U.S. companies
* 297th on the Global 500 listing
* Largest provider of bundled retirement plans
* Largest defined contribution recordkeeper
* Third largest provider of variable universal life
* Fourth largest US homeowner insurer
* Fifth largest US auto insurer
* Seventh largest property and casualty insurer
* Eighth largest writer of individual variable annuities
* Eleventh U.S. life insurer based on assets as of 9/30/02

Combined, the insurance companies have more than 16 million policies and certificates in force, which are serviced by more than 30,000 employees and agents. Nationwide operates in all 50 states and in more than 35 countries. Nationwide Health Plans markets health insurance products in Ohio and California. All health products, Nationwide Health Plans (NHP), are underwritten by Nationwide Life Insurance Company.

Virginia Surety Company, Inc.
Virginia Surety Company, Inc. is the principal U.S. property/casualty insurance company of Aon Corporation. London General Insurance Company is Aon's European specialty property and casualty company.

Founded in 1927, Virginia Surety Company provides innovative approaches to the development of insured programs as well as sound and conservative underwriting experience for a variety of client industries. Virginia Surety Company is rated A+ (Superior) by leading insurance analyst A.M. Best. In 1997, Virginia Surety Company wrote direct premiums exceeding $647 million and had assets in excess of $1 billion.

London General Insurance Company's primary business is automobile, appliance and consumer electronics extended warranty and creditor disability, redundancy and critical illness insurance. London General Insurance is rated A by Standard and Poor's, and is a member of the Association of British Insurers and the Insurance Ombudsman Bureau, and is approved by the Department of Trade and Industry.

SIRIUS International Insurance Corporation
   Rated "A" (Excellent) by A.M. Best and A+ for claims paying ability by Standard and Poor's, Sirius International Insurance Corporation is a wholly owned subsidiary of ABB Financial Services within the ABB Asea Brown Boveri Group. From their roots in 1883, ABB is now a global US$35 billion engineering group with more than 213,000 employees worldwide and 1997 net income of over $US500 million.
    Sirius International offers the financial strength and reputation demanded by experienced international consumers. Recognized for its reinsurance expertise and international presence, Sirius International is further noted for its superior capitalization (4.6 times the required level), outstanding solvency ratio (284.2%), excellent operating performance and strong earnings record.

Lloyd's of London
The legendary Lloyd's of London is the worlds oldest and largest insurance organization and unquestionably the best known. Lloyd's is a society of underwriting syndicates. The people at Lloyd's pride themselves in knowing they have never defaulted on a legitimate claim. This unique organization has withstood war and peace, depressions, recessions, and every catastrophe produced by nature or man over the last three centuries. Lloyd's annual premium volume exceeds $36 billion with over one-third of that amount produced in the United States.

Lloyd’s, the world’s leading specialist insurance market, today welcomed the decision by ratings agency A.M. Best to upgrade Lloyd’s financial strength rating to A from A-. The outlook for the rating is stable. The rating reflects Lloyd’s improving prospective capitalization, strong operating performance, its global reach and improvements in risk management.

Welcoming the decision, Lloyd’s Chief Executive, Nick Prettejohn said: “I am delighted that A.M. Best has recognized and rewarded Lloyd’s underlying financial strength and excellent prospects for the future. “I am particularly pleased that A.M. Best has highlighted the significant progress we are making to ensure Lloyd’s is consistently high-performing and financially resilient. The agency has recognized the industry-leading results we delivered in 2003, and expects further strong underlying performance this year.”

Roger Sellek, Commercial Director, commented: “This upgrade to A (Excellent) is particularly significant given the difficult rating environment. Today’s announcement will be recognized as a hard-earned vote of confidence in Lloyd’s, enhancing the attractiveness of the Lloyd’s market to policyholders and capital providers.”

A.M. Best Co., established in 1899, is the world’s oldest and most authoritative insurance rating and information source. For more information, visit A.M. Best’s Web site at www.ambest.com .

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Bon Voyage!
Haben Sie eine sichere Reise! Abbia un viaggio sicuro!
¡Tenga un viaje seguro! Ayez un voyage sûr! Have a safe trip!
 

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877-211-3654 or 559-294-0316

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